Lloyds Bank 2.31% Fixed 59 LTV 60% mortgage
Full product details for the Lloyds Bank 2.31% Fixed 59 LTV 60%, including application criteria, rates, suitability, restrictions, incentives, facilities, fees & charges and equity release.
| Maximum LTV | 60% |
| Mortgage Type | Fixed |
| Initial Rate APR | 2.31% |
| Initial Rate Term | 59 months |
| Initial Rate End Date | 59 |
| Maximum Loan | £249999 |
| Minimum Loan | £100000 |
| Mortgage APR | 3.3% |
| Available To Remortgage | No |
| Available To Purchase | Yes |
| Available To First Time Buyer | Yes |
| Available To Help To Buy | No |
| Repayment Acceptable | Yes |
| Interest Only Acceptable | Yes |
| Product Availability | Direct |
| Minimum Deposit Required | £0 |
| Minimum Self Employed Accounts Years | 2 |
| Standard Variable Rate | 3.59% |
| Cashback | £200.00 |
| Cashback Conditions | - |
| Valuation Fee | £0 |
| Valuation Fee Conditions | Free |
| Arrangement Fee | £995.00 |
| Arrangement Fee Conditions | Arrangement Fee can be added to loan provided loan does not exceed limit set by loan to value ratio |
| Booking Fee | £0 |
| Booking Fee Conditions | - |
| CHAPS Fee | £0 |
| Fees Total | £995.00 |
| Early Repayment Charge Applies | Yes |
| Early Repayment Charge Applies Until | 28-Feb-2026 |
| Early Repayment Charge | 5% of loan amount redeemed to be paid until 28-Feb-2022; then 4% of loan amount redeemed to be paid until 28-Feb-2023; then 3% of loan amount redeemed to be paid until 29-Feb-2024; then 2% of loan amount redeemed to be paid until 28-Feb-2025; then 1% of loan amount redeemed to be paid until 28-Feb-2026 |
| Buy To Let Minimum Percentage Rental Income | 0% |
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