Virgin Money 1.35% Fixed 64 LTV 65% mortgage
Full product details for the Virgin Money 1.35% Fixed 64 LTV 65%, including application criteria, rates, suitability, restrictions, incentives, facilities, fees & charges and equity release.
| Maximum LTV | 65% |
| Mortgage Type | Fixed |
| Initial Rate APR | 1.35% |
| Initial Rate Term | 64 months |
| Initial Rate End Date | 64 |
| Maximum Loan | £1000000 |
| Minimum Loan | £0 |
| Mortgage APR | 3.1% |
| Available To Remortgage | No |
| Available To Purchase | Yes |
| Available To First Time Buyer | Yes |
| Available To Help To Buy | No |
| Repayment Acceptable | Yes |
| Interest Only Acceptable | Yes |
| Product Availability | |
| Minimum Deposit Required | £0 |
| Minimum Self Employed Accounts Years | 2 |
| Standard Variable Rate | 4.34% |
| Cashback | £300.00 |
| Cashback Conditions | Purchases Only |
| Valuation Fee | £0 |
| Valuation Fee Conditions | - |
| Arrangement Fee | £995.00 |
| Arrangement Fee Conditions | Product Fee can be added to loan without conditions |
| Booking Fee | £0 |
| Booking Fee Conditions | - |
| CHAPS Fee | £30 |
| Fees Total | £1025.00 |
| Early Repayment Charge Applies | Yes |
| Early Repayment Charge Applies Until | 01-Jul-2026 |
| Early Repayment Charge | 3.5% of loan amount redeemed to be paid until 01-Jul-2026 |
| Buy To Let Minimum Percentage Rental Income | 0% |
Mortgages Direct provides an independent mortgage quotes and advice service. When you submit this form you will be contacted by a regulated mortgage adviser to discuss your options.
A-Z Mortgage Lenders
View our full A to Z list of all mortgages companies.
