This website uses cookies to improve user experience. By using our website you consent to all cookies in accordance with our Cookie Policy. Read more
Kensington logo

Kensington Residential 3.09% Fixed for 2 years mortgage

Full product details for the Kensington Residential 3.09% Fixed for 2 years, including application criteria, rates, suitability, restrictions, incentives, facilities, fees & charges and equity release.

Kensington Residential 3.09% Fixed for 2 years mortgage features & benefits

Maximum First Time Buyer LTV 75%
Maximum Remortgage LTV 75%
Maximum Second Time Buyer LTV 75%
Rate Type Fixed
Initial Rate APR 3.09%
Initial Rate Term 24 months
Initial Rate Type fixed
Minimum Advance £25,000
Maximum Advance £500,000
Available To Remortgage Yes
Available To First Time Buyers Yes
Available To Second Time Buyers Yes
Second Step Rate 4.4%
Second Step 4.40% Variable (collared at 4.40%) for Term
Underlying Rate 2 Managed Rate
Underlying Rate 2 Difference 4.3
Revert Rate 4.4%
Early Repayment Charge Note 1st 2 yrs: 3/2% Outstanding Balance
Redemption Fees £190
Early Repayment Charge Yes
Flexible Mortgage No
Calc Funds Transfer Fee £0
Calc Product Fee £0
Calc Valuation Fee £0
Calc Arrangement Admin Fee £0
Calc Arrangement Fee £0
Calc Booking Fee £0
Calc Cashback £0
Calc Completion Fee £0
Calc Land Registry Fee £0
Calc Legal Fee £0
Calc Free Legal Fee No
Calc Reservation Fee £0
Calc Homebuyers Fee £0
Calc Homebuyers Admin Fees £0
Direct Business No
Intermediaries No
Selected Intermediaries No
Let To Buy Available No
Let To Buy Only No
Self Build Available No
Self Build Only No
Shared Ownership Available No
Shared Ownership Only No
Shared Equity Available No
Shared Equity Only No
New Build Available Yes
New Build Only No
Help To Buy Shared Equity Available No
Help To Buy Shared Equity Only No
Available To Retirement InterestOnly No

Request Mortgage Quotes

Mortgages Direct provides an independent mortgage quotes and advice service. When you submit this form you will be contacted by a regulated mortgage adviser to discuss your options.

A-Z Mortgage Lenders

View our full A to Z list of all mortgages companies.

Latest news

Mortgage Rates Set To Fall - Is It A Good Time To Remortgage?

In response to the coronavirus outbreak in the UK, the Bank of England has dramatically cut their base rate from 0.75% to 0.1% which is considered to be an emergency measure to help support the economy through the financial disruption caused by the spread of the Covid-19 virus. How will this move impact your mortgage...

Newletter signup

Sign up to our Newsletter to get exclusive news and offers direct to your inbox.

Let's get social now! Twitter Facebook

About us is a trading style of Fair Investment Company.

We've been comparing and recommending mortgage deals for many years so you can trust you're in good hands.