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Kensington Residential 3.19% Fixed for 2 years mortgage

Full product details for the Kensington Residential 3.19% Fixed for 2 years, including application criteria, rates, suitability, restrictions, incentives, facilities, fees & charges and equity release.

Kensington Residential 3.19% Fixed for 2 years mortgage features & benefits

Maximum First Time Buyer LTV 75%
Rate Type Fixed
Initial Rate APR 3.19%
Initial Rate Term 24 months
Initial Rate Type fixed
Minimum Advance £25,000
Maximum Advance £1,000,000
Available To Remortgage No
Available To First Time Buyers Yes
Available To Second Time Buyers No
Second Step Rate 4.4%
Second Step 4.40% Variable (collared at 4.40%) for Term
Underlying Rate 2 Managed Rate
Underlying Rate 2 Difference 4.3
Revert Rate 4.4%
Incentives Free valuation fees. free valuation admin fees. £250 cashback or free legal feesMax £500K of Mortgage Advance Remortgages.
Early Repayment Charge Note 1st 2 yrs: 3/2% Outstanding Balance
Redemption Fees £190
Early Repayment Charge Yes
Flexible Mortgage No
Calc Funds Transfer Fee £0
Calc Product Fee £0
Calc Valuation Fee £0
Calc Arrangement Admin Fee £0
Calc Arrangement Fee £0
Calc Booking Fee £0
Calc Cashback £0
Calc Completion Fee £0
Calc Land Registry Fee £0
Calc Legal Fee £0
Calc Free Legal Fee No
Calc Reservation Fee £0
Calc Homebuyers Fee £0
Calc Homebuyers Admin Fees £0
Direct Business No
Intermediaries No
Selected Intermediaries No
Let To Buy Available No
Let To Buy Only No
Self Build Available No
Self Build Only No
Shared Ownership Available No
Shared Ownership Only No
Shared Equity Available No
Shared Equity Only No
New Build Available Yes
New Build Only No
Help To Buy Shared Equity Available No
Help To Buy Shared Equity Only No
Available To Retirement InterestOnly No

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