This website uses cookies to improve user experience. By using our website you consent to all cookies in accordance with our Cookie Policy. Read more
Halifax logo

Halifax 1.28% Fixed 21 LTV 60% mortgage

Full product details for the Halifax 1.28% Fixed 21 LTV 60%, including application criteria, rates, suitability, restrictions, incentives, facilities, fees & charges and equity release.

Halifax 1.28% Fixed 21 LTV 60% mortgage features & benefits

Maximum LTV 60%
Mortgage Type Fixed
Initial Rate APR 1.28%
Initial Rate Term 21 months
Initial Rate End Date 21
Maximum Loan £249999
Minimum Loan £100000
Mortgage APR 3.5%
Available To Remortgage No
Available To Purchase Yes
Available To First Time Buyer No
Available To Help To Buy No
Repayment Acceptable Yes
Interest Only Acceptable Yes
Product Availability Direct
Minimum Deposit Required £0
Minimum Self Employed Accounts Years 1
Standard Variable Rate 3.59%
Cashback £0
Cashback Conditions Purchases Only
Valuation Fee £0
Valuation Fee Conditions -
Arrangement Fee £995.00
Arrangement Fee Conditions Product Fee can be added to loan provided loan does not exceed limit set by loan to value ratio
Booking Fee £0
Booking Fee Conditions -
CHAPS Fee £0
Fees Total £1290.00
Early Repayment Charge Applies Yes
Early Repayment Charge Applies Until 28-Feb-2023
Early Repayment Charge 2% of loan amount redeemed to be paid until 28-Feb-2022; then 1% of loan amount redeemed to be paid until 28-Feb-2023
Buy To Let Minimum Percentage Rental Income 0%

Request Mortgage Quotes

Mortgages Direct provides an independent mortgage quotes and advice service. When you submit this form you will be contacted by a regulated mortgage adviser to discuss your options.

A-Z Mortgage Lenders

View our full A to Z list of all mortgages companies.

Latest news

Mortgage Rates Set To Fall - Is It A Good Time To Remortgage?

In response to the coronavirus outbreak in the UK, the Bank of England has dramatically cut their base rate from 0.75% to 0.1% which is considered to be an emergency measure to help support the economy through the financial disruption caused by the spread of the Covid-19 virus. How will this move impact your mortgage...

Newletter signup

Sign up to our Newsletter to get exclusive news and offers direct to your inbox.

Let's get social now! Twitter Facebook

About us is a trading style of Fair Investment Company.

We've been comparing and recommending mortgage deals for many years so you can trust you're in good hands.