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Virgin Money 2.54% Fixed 123 LTV 65% mortgage

Full product details for the Virgin Money 2.54% Fixed 123 LTV 65%, including application criteria, rates, suitability, restrictions, incentives, facilities, fees & charges and equity release.

Virgin Money 2.54% Fixed 123 LTV 65% mortgage features & benefits

Maximum LTV 65%
Mortgage Type Fixed
Initial Rate APR 2.54%
Initial Rate Term 123 months
Initial Rate End Date 123
Maximum Loan £1000000
Minimum Loan £0
Mortgage APR 3.3%
Available To Remortgage No
Available To Purchase Yes
Available To First Time Buyer Yes
Available To Help To Buy No
Repayment Acceptable Yes
Interest Only Acceptable Yes
Product Availability
Minimum Deposit Required £0
Minimum Self Employed Accounts Years 2
Standard Variable Rate 4.99%
Cashback £0
Cashback Conditions -
Valuation Fee £0
Valuation Fee Conditions -
Arrangement Fee £0
Arrangement Fee Conditions -
Booking Fee £0
Booking Fee Conditions -
CHAPS Fee £30
Fees Total £30.00
Early Repayment Charge Applies Yes
Early Repayment Charge Applies Until 01-Jan-2030
Early Repayment Charge 7.00% of loan amount redeemed to be paid until 01-Jan-2025; then 5% of loan amount redeemed to be paid until 01-Jan-2027; then 3% of loan amount redeemed to be paid until 01-Jan-2028; then 2% of loan amount redeemed to be paid until 01-Jan-2029; then 1% of loan amount redeemed to be paid until 01-Jan-2030
Buy To Let Minimum Percentage Rental Income 0%

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