This website uses cookies to improve user experience. By using our website you consent to all cookies in accordance with our Cookie Policy. Read more

Compare 3 Year Fixed Mortgage Rates. 

Post Office Mortgage OffersPost Office are currently offering £500 cashback on selected Fixed buy to let mortgage deals! - Click here »

This makes our LTV . Invalid LTV.

Call Virgin Money 0330 057 1528
Virgin Money logo
Fixed Jan-2023 From Virgin Money
Initial rate 1.69% Jan-2023
Maximum LTV 65%
Overall cost of comparison 4.1% APRC
See deal
Call Virgin Money 0330 057 1528
Virgin Money logo
Fixed Jan-2023 From Virgin Money
Initial rate 1.89% Jan-2023
Maximum LTV 65%
Overall cost of comparison 4.1% APRC
See deal
Call Post Office 0808 178 6813
Post Office logo
Fixed Nov-2022 From Post Office
Initial rate 1.89% Nov-2022
Maximum LTV 80%
Overall cost of comparison 3.9% APRC
See deal
Call Post Office 0808 178 6813
Post Office logo
Fixed Nov-2022 From Post Office
Initial rate 1.92% Nov-2022
Maximum LTV 60%
Overall cost of comparison 4.1% APRC
See deal

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

See the next 5 mortgages

Request Mortgage Quote

Mortgage Quotes & Advice

Our independent mortgage service provides:

  • FREE initial mortgage consultation
  • Access to exclusive mortgage deals not available on the high street
  • A dedicated mortgage adviser and case handler to deal with your mortgage from enquiry to completion

"Our mortgage team is committed to providing you with an excellent mortgage service".

Mortgage details

Initial rate:
Initial rate period:
Overall cost for comparison:
Maximum loan to value:
Product fee:

To find out more, call on

Website:
Lines are open:
Mon: 8am - 8pm
Tue: 8am - 8pm
Wed: 8am - 8pm
Thu: 8am - 8pm
Fri: 8am - 8pm
Sat: 9am - 4pm
Sun: Closed
Calls may be recorded

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

This comparison simply includes all mortgage services

Please make sure you meet the following criteria:

Get A Great Mortgage Deal!

We are 100% independent. Find the best mortgage rates from UK lenders...

Mortgages Direct provides an independent mortgage quotes and advice service. When you submit this form you will be contacted by a regulated mortgage adviser to discuss your options.

How To Get A 3 Year Fixed Rate Mortgage

The good news is that 3 year rates are currently very competitive. 

  • Certainty - By locking into a 3 year fixed rate you get peace of mind that your monthly repayments will not change.
  • Low rates - 3 year fixed rates are as low now as they have been for a very long time. 
  • Interest only options - Some lenders are offering 2 year fixed terms on an interest only or part and part basis. This type of arranagement is offered by some lenders if the loan to value (LTV) is lower than a set percentage of the value of the property you are mortgaging.This is typically 75% LTV or less. There are a few lenders that will go up to 85% LTV but you will need to speak to our independent mortgage team to access these rates. Some lenders will require a part interest and part capital repayment strategy for any borrowing over a set limit e.g. 60%. So if you have a 25% equity in your property, a lender may require that 15% of borrowing is on a part and part basis with 60% fully on an interest only basis.

Latest mortgage offers:

Post Office Mortgage OffersPost Office offer a great range of 3 year fixed rate mortgage offers - Click here »

 

Remortgaging your home is simple and if you are a homeowner with a mortgage it makes a lot of sense to review your monthly payments.


Buy To Let Mortgages

Post Office Mortgage OffersPost Office are currently offering £500 cashback on selected buy to let mortgage deals! - Click here »

Independent Advice

If you are not sure whether now is the right time to remortgage or whether you can get an interest only deal speak to our independent mortgage broker team who will be able to offer impartial advice or you can call us on 0117 403 3464

Click to call

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

Latest news

Cost of fixed rate mortgages have started to increase as Bank of England rate rise looms

A number of high street banks have started to increase their mortgage rates. The reason for this is that banks are having to pay more to access the funds they lend out to UK homeowners.

Newletter signup

Sign up to our Newsletter to get exclusive news and offers direct to your inbox.

Let's get social now! Twitter Facebook

About us

mortages.direct is a trading style of Fair Investment Company.

We've been comparing and recommending mortgage deals for many years so you can trust you're in good hands.