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Call Virgin Money 0330 057 1528
Virgin Money logo
Fixed Mar-2021 From Virgin Money
Initial rate 1.94% Mar-2021
Maximum LTV 90%
Overall cost of comparison 4.4% APRC
See deal
£300 Cashback
£300 cashback with this 10% deposit deal from Virgin Money
Call Virgin Money 0330 057 1528
Virgin Money logo
Fixed Mar-2021 From Virgin Money
Initial rate 1.94% Mar-2021
Maximum LTV 90%
Overall cost of comparison 4.5% APRC
See deal
Call Post Office 0808 178 6813
Post Office logo
Fixed Jan-2021 From Post Office
Initial rate 2.07% Jan-2021
Maximum LTV 90%
Overall cost of comparison 4.3% APRC
See deal
Call Virgin Money 0330 057 1528
Virgin Money logo
Fixed Mar-2021 From Virgin Money
Initial rate 2.09% Mar-2021
Maximum LTV 90%
Overall cost of comparison 4.5% APRC
See deal
Call Virgin Money 0330 057 1528
Virgin Money logo
Fixed Mar-2022 From Virgin Money
Initial rate 2.18% Mar-2022
Maximum LTV 90%
Overall cost of comparison 4.3% APRC
See deal
Call Virgin Money 0330 057 1528
Virgin Money logo
Fixed Mar-2022 From Virgin Money
Initial rate 2.18% Mar-2022
Maximum LTV 90%
Overall cost of comparison 4.3% APRC
See deal
Call Virgin Money 0330 057 1528
Virgin Money logo
Fixed Mar-2021 From Virgin Money
Initial rate 2.22% Mar-2021
Maximum LTV 90%
Overall cost of comparison 4.5% APRC
See deal
Call Post Office 0808 178 6813
Post Office logo
Fixed Jan-2021 From Post Office
Initial rate 2.30% Jan-2021
Maximum LTV 90%
Overall cost of comparison 4.4% APRC
See deal
Call Post Office 0808 178 6813
Post Office logo
Fixed Jan-2021 From Post Office
Initial rate 2.31% Jan-2021
Maximum LTV 90%
Overall cost of comparison 4.4% APRC
See deal
Call NatWest 0800 068 8567
NatWest logo
Fixed Mar-2021 From NatWest
Initial rate 2.33% Mar-2021
Maximum LTV 90%
Overall cost of comparison 4.1% APRC
See deal

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

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Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

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Mortgages Direct provides an independent mortgage quotes and advice service. When you submit this form you will be contacted by a regulated mortgage adviser to discuss your options.

How To Get A 90% LTV Mortgage

Not all lenders offer 90% loan to value (LTV) mortgages and those that do have set criteria to determine whether they are happy to lend on this basis.

The good news is that in recent years a number of lenders have relaxed their criteria for this type of lending. Things to be mindful of include:

  • Lenders will charge you a higher rate on interest on your mortgage if you only have a 10% deposit. If you can get your deposit up to 15% this will help get the cost of borrowing down.
  • While some lenders will be happy to lend if you have a 10% deposit, their decision to lend will be based on affordability criteria so factors such as your income, previous credit record and the amount you wish to borrow.

Latest 90% LTV Mortgage offers:

RBS 95% LTV Mortgage 

Royal Bank of Scotland are currently offering £250 Cashback for first time buyers

RBS Mortgages offers 90% LTV mortgages purchasing a residential property. Call RBS FREE on 0800 096 7447 to discuss how you could buy your next home with a 10% deposit.

Post Office Mortgage OffersPost Office offer a great range of mortgage offers - Click here »

Many lender websites have useful information on getting a mortgage for the first time or where you have a low deposit. See some of the links above or check out the Post Office for information on 90% LTV mortgage deals.

Latest news

Cost of fixed rate mortgages have started to increase as Bank of England rate rise looms

A number of high street banks have started to increase their mortgage rates. The reason for this is that banks are having to pay more to access the funds they lend out to UK homeowners.

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