This website uses cookies to improve user experience. By using our website you consent to all cookies in accordance with our Cookie Policy. Read more
This makes our LTV . Invalid LTV.

Platform logo
Fixed 26 months From Platform
Initial rate 1.82%
Monthly cost £1,059 for 26 months
Overall cost 4% APRC
See deal
Bank of Ireland UK logo
Fixed 27 months From Bank of Ireland UK
Initial rate 1.89%
Monthly cost £1,067 for 27 months
Overall cost 3.8% APRC
See deal
Leeds BS logo
Fixed 27 months From Leeds BS
Initial rate 1.90%
Monthly cost £1,068 for 27 months
Overall cost 4.5% APRC
See deal
Barclays Mortgage logo
Fixed 28 months From Barclays Mortgage
Initial rate 1.94%
Monthly cost £1,073 for 28 months
Overall cost 3.4% APRC
See deal
Hinckley & Rugby BS logo
Fixed 24 months From Hinckley & Rugby BS
Initial rate 1.95%
Monthly cost £1,075 for 24 months
Overall cost 4.9% APRC
See deal
Call NatWest 0800 096 7889
NatWest logo
Fixed 28 months From NatWest
Initial rate 1.95%
Monthly cost £1,075 for 28 months
Overall cost 3.4% APRC
See deal
NatWest Int Sols logo
Fixed 28 months From NatWest Int Sols
Initial rate 1.95%
Monthly cost £1,075 for 28 months
Overall cost 3.4% APRC
See deal
Call Royal Bank of Scotland 0800 096 7966
Royal Bank of Scotland logo
Fixed 28 months From Royal Bank of Scotland
Initial rate 1.95%
Monthly cost £1,075 for 28 months
Overall cost 3.4% APRC
See deal
Call Virgin Money 0330 057 1528
Virgin Money logo
Fixed 28 months From Virgin Money
Initial rate 1.98%
Monthly cost £1,078 for 28 months
Overall cost 3.9% APRC
See deal
Coventry BS logo
Fixed 26 months From Coventry BS
Initial rate 1.99%
Monthly cost £1,080 for 26 months
Overall cost 4% APRC
See deal

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

See the next 10 mortgages

Compare Mortgage Deals

"BOE base rate cut to 0.1% - Mortgage rates at all time low!"

Compare Top UK Mortgage Deals

  • Complete our 30 second form to find the latest deals
  • Compare quotes for leading UK lenders with an FCA qualified adviser with no obligation
  • Get a mortgage deal that is suited to your needs!

"Our mortgage team is committed to providing you with an excellent mortgage service".

Mortgage details

Initial rate:
Initial rate period:
Overall cost for comparison:
Maximum loan to value:
Product fee:

To find out more, call on

Website:
Lines are open:
Mon: 8am - 8pm
Tue: 8am - 8pm
Wed: 8am - 8pm
Thu: 8am - 8pm
Fri: 8am - 8pm
Sat: 9am - 4pm
Sun: Closed
Calls may be recorded

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

This comparison simply includes all mortgage services

Please make sure you meet the following criteria:

Get A Great Mortgage Deal!

We are 100% independent. Find the best mortgage rates from UK lenders.

Mortgages Direct provides an independent mortgage quotes and advice service. When you submit this form you will be contacted by a regulated mortgage adviser to discuss your options.

How To Get A 85% LTV Mortgage

Not all lenders offer 85% loan to value (LTV) mortgages and those that do have set criteria to determine whether they are happy to lend on this basis.

The good news is that in recent years a number of lenders have relaxed their criteria for this type of lending.

Things to be mindful of include:

  • Lenders will charge you a higher rate on interest on your mortgage if you have a 15% deposit. If you can get your deposit up to 20% this will help get the cost of borrowing down.
  • While most lenders will be happy to lend if you have a 15% deposit, their decision to lend will be based on affordability criteria so factors such as your income, previous credit record and the amount you wish to borrow.

Require independent advice?

Click to call

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

Latest news

Mortgage Rates Set To Fall - Is It A Good Time To Remortgage?

In response to the coronavirus outbreak in the UK, the Bank of England has dramatically cut their base rate from 0.75% to 0.1% which is considered to be an emergency measure to help support the economy through the financial disruption caused by the spread of the Covid-19 virus. How will this move impact your mortgage...

Newletter signup

Sign up to our Newsletter to get exclusive news and offers direct to your inbox.

Let's get social now! Twitter Facebook

About us

mortages.direct is a trading style of Fair Investment Company.

We've been comparing and recommending mortgage deals for many years so you can trust you're in good hands.