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Digital Mortgages by Atom Bank logo
Fixed 27 months From Digital Mortgages by Atom Bank
Initial rate 1.39%
Monthly cost £1,007 for 27 months
Overall cost 3.2% APRC
See deal
Digital Mortgages by Atom Bank logo
Fixed 27 months From Digital Mortgages by Atom Bank
Initial rate 1.49%
Monthly cost £1,019 for 27 months
Overall cost 3.2% APRC
See deal
Digital Mortgages by Atom Bank logo
Fixed 27 months From Digital Mortgages by Atom Bank
Initial rate 1.49%
Monthly cost £1,019 for 27 months
Overall cost 3.2% APRC
See deal
Leeds BS logo
Fixed 27 months From Leeds BS
Initial rate 1.53%
Monthly cost £1,023 for 27 months
Overall cost 4.4% APRC
See deal
Platform logo
Fixed 26 months From Platform
Initial rate 1.53%
Monthly cost £1,023 for 26 months
Overall cost 3.9% APRC
See deal
Yorkshire Building Society logo
Fixed 28 months From Yorkshire Building Society
Initial rate 1.54%
Monthly cost £1,025 for 28 months
Overall cost 3.9% APRC
See deal
Digital Mortgages by Atom Bank logo
Fixed 27 months From Digital Mortgages by Atom Bank
Initial rate 1.59%
Monthly cost £1,031 for 27 months
Overall cost 3.2% APRC
See deal
HSBC logo
Fixed 27 months From HSBC
Initial rate 1.59%
Monthly cost £1,031 for 27 months
Overall cost 3.3% APRC
See deal
Skipton BS logo
Fixed 27 months From Skipton BS
Initial rate 1.59%
Monthly cost £1,031 for 27 months
Overall cost 3.9% APRC
See deal
TSB logo
Fixed 28 months From TSB
Initial rate 1.59%
Monthly cost £1,031 for 28 months
Overall cost 3.3% APRC
See deal

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

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How To Get A 85% LTV Mortgage

Not all lenders offer 85% loan to value (LTV) mortgages and those that do have set criteria to determine whether they are happy to lend on this basis.

The good news is that in recent years a number of lenders have relaxed their criteria for this type of lending.

Things to be mindful of include:

  • Lenders will charge you a higher rate on interest on your mortgage if you have a 15% deposit. If you can get your deposit up to 20% this will help get the cost of borrowing down.
  • While most lenders will be happy to lend if you have a 15% deposit, their decision to lend will be based on affordability criteria so factors such as your income, previous credit record and the amount you wish to borrow.

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Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

Latest news

Mortgage Rates Set To Fall - Is It A Good Time To Remortgage?

In response to the coronavirus outbreak in the UK, the Bank of England has dramatically cut their base rate from 0.75% to 0.1% which is considered to be an emergency measure to help support the economy through the financial disruption caused by the spread of the Covid-19 virus. How will this move impact your mortgage...

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