Residential Mortgage Offers:
Latest Mortgage offers at 1/11/19:
Market leading 2 Year Fixed Rate - £250 Cashback
60% Loan To Value
1.21% APR (UK Market Leading 2 Year Fixed Rate)
Reverts to 4.24% APR after 2 years
Product fee: £995
Overall cost of comparison: 3.8%
Early repayment charges apply:
To get this deal call NatWest on 0800 158 2934
Request a Callback From NatWest at a time that suits you!
Top UK 5 Year Fixed Rate - £250 Cashback
- Initial Rate - 1.55% APR
- 60% Loan To Value (LTV)
- 5 Year Fixed
- Interest only option
Overall cost for comparison 3.3% APRC
Call RBS FREE on 0800 096 7447
Request a Callback From Royal Bank of Scotland at a time that suits you!
Buy To Let Mortgage Offers:
Market Leading 5 Year Fixed Rate - £500 Cashback
60% Loan To Value
Post Office are offering a market leading:
- 5 year fixed interest only buy to let rate of 1.88% (4.0% APRC) at 60% loan to value (LTV)
- Plus £500 CASHBACK!
- Interest Only Option
Call Post Office FREE on 0808 178 6813
Go the Post Office website for more details
A staggering £2.78 billion of interest is being paid by people on the wrong mortgage deal!
This is because according to latest research* 36% of UK homeowners are sitting on their lender Standard Variable Rate (SVR).
When you took out your mortgage there was a good chance that you were given an initial fixed term deal over 2,3 or 5 years.
At the end of the initial fixed term you will usually have been switched automatically to the lender’s Standard variable Rate (SVR) of interest. The current average lender SVR is 4.40%.
If this is you there is a good chance your monthly mortgage payments are a lot higher than they need to be.
You are not alone. 4 million UK homeowners are in the same boat.
Post Office offer a great range of remortgage offers - Click here »
Buy to let - Looking to purchase or remortgage?
Buy to let mortgage rates have fallen significantly in the last few years so if you are a landlord looking to maximise your bottom line you should consider reviewing the cost of finance.
With recent tax changes to btl landlords ensuring you are not paying over the odds for your mortgage funding should be a priority.
Remortgaging your buy to let(s) is relatively straightforward depending on your circumstances - it makes a lot of sense to review the cost of borrowing to maximise your profit.
For latest buy to let mortgage deals from UK lenders click here »
Historically for older borrowers (aged 60+) flexible options for homeowners looking to raise capital or simply remortgage to get a better rate or to switch to an interest only basis were limited.
The good news is that this has changed - in the last 12 months a number of lenders have been launching mortgages in retirement products which are designed to help borrowers stay in their homes without being pressurised to downsize.
More information can be found here on retirement mortgages »