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This makes our LTV . Invalid LTV.

Call Royal Bank Of Scotland 0800 096 7447
Royal Bank Of Scotland logo
Tracker Jan-2022 From Royal Bank Of Scotland
Initial rate 1.24% Jan-2022
Maximum LTV 60%
Overall cost of comparison 3.8% APRC
See deal
£250 Cashback
Offer: Market Leading Tracker Deal. No Valuation fee. Interest Only Option
Call NatWest 0800 158 2934
NatWest logo
Tracker Jan-2022 From NatWest
Initial rate 1.24% Jan-2022
Maximum LTV 60%
Overall cost of comparison 3.8% APRC
See deal
Call NatWest 0800 158 2934
NatWest logo
Tracker Jan-2022 From NatWest
Initial rate 2.20% Jan-2022
Maximum LTV 60%
Overall cost of comparison 3.9% APRC
See deal
Call Royal Bank Of Scotland 0800 096 7447
Royal Bank Of Scotland logo
Tracker Jan-2022 From Royal Bank Of Scotland
Initial rate 2.20% Jan-2022
Maximum LTV 60%
Overall cost of comparison 3.9% APRC
See deal
Call Royal Bank Of Scotland 0800 096 7447
Royal Bank Of Scotland logo
Tracker Jan-2022 From Royal Bank Of Scotland
Initial rate 2.49% Jan-2022
Maximum LTV 60%
Overall cost of comparison 4% APRC
See deal

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

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  • A dedicated mortgage adviser and case handler to deal with your mortgage from enquiry to completion

"Our mortgage team is committed to providing you with an excellent mortgage service".

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Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

This comparison simply includes all mortgage services

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Mortgages Direct provides an independent mortgage quotes and advice service. When you submit this form you will be contacted by a regulated mortgage adviser to discuss your options.

Latest 60% LTV Mortgage Tracker offer:

2 Year Tracker

1.24% APR

Reverts to 4.24% APR after 2 years

£250 Cashback

No Valuation fee

Product fee: £995

Early repayment charges apply:

To get this deal call RBS direct on 0800 096 7447


What is a tracker rate mortgage?

Tracker rate mortgages (also known simply as “tracker mortgages”) offer an interest rate set at a fixed percentage above the Bank of England base rate (or an equivalent). This means your rate should stay broadly in line with inflation while the tracker rate is in effect.

The tracker rate is normally only offered for an introductory period (often 2 years) after which you will likely be moved to a standard variable rate of interest. This may be significantly higher than the tracker rate.

What are the alternatives to a tracker mortgage?

The most popular alternative to a tracker mortgage is a fixed rate mortgage. This offers a set interest rate for an introductory period (again, 2 years is common).

The advantage of a fixed rate mortgage is that you know exactly how much you will be paying each month. However, that certainty tends to come at a cost, with the interest rates on fixed rate mortgages generally being higher than the initial rate on a tracker mortgage.

Should you remortgage when the tracker rate ends?

As the tracker rate is usually only offered for a limited period, it may be worth looking at moving your mortgage to a new deal with the tracker period ends. Many mortgage lenders offer to cover standard remortgaging fees when you move your mortgage to them, making this more affordable.

Post Office Mortgage CashbackGet up to £500 Cashback. Available to home movers and first time buyers. Exclusions apply. More info...»

Latest news

Cost of fixed rate mortgages have started to increase as Bank of England rate rise looms

A number of high street banks have started to increase their mortgage rates. The reason for this is that banks are having to pay more to access the funds they lend out to UK homeowners.

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