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Call NatWest 0800 096 7889
NatWest logo
Fixed Dec-2022 From NatWest
Initial rate 1.38% Dec-2022
Maximum LTV 60%
Overall cost of comparison 3.8% APRC
See deal
£250 Cashback
Interest only option.
Call Virgin Money 0330 057 1528
Virgin Money logo
Fixed Jan-2023 From Virgin Money
Initial rate 1.24% Jan-2023
Maximum LTV 65%
Overall cost of comparison 3.8% APRC
See deal
Call Royal Bank Of Scotland 0800 096 7966
Royal Bank Of Scotland logo
Fixed Dec-2022 From Royal Bank Of Scotland
Initial rate 1.38% Dec-2022
Maximum LTV 60%
Overall cost of comparison 3.8% APRC
See deal
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Latest Residential Fixed Rate Mortgage Offers:

RBS 2 Year Fixed Mortgage

£250 Cashback - 2 Year Fixed Rate

  • Initial Rate - 1.21% APR
  • 60% Loan To Value (LTV)
  • 2 Year Fixed

Overall cost for comparison 3.8% APRC

Call RBS FREE on 0800 096 7966


Request a Callback From Royal Bank of Scotland at a time that suits you!

£250 Cashback - 5 Year Fixed Rate

  • Initial Rate - 1.55% APR
  • 60% Loan To Value (LTV)
  • 5 Year Fixed

Overall cost for comparison 3.3% APRC

Call NatWest FREE on 0800 096 7889


Request a Callback From NatWest at a time that suits you!

Buy To Let Mortgage Fixed Offers:

Market Leading 5 Year Fixed Rate - £500 Cashback

60% Loan To Value

Post Office are offering a market leading:

  • 5 year fixed interest only buy to let rate of 1.88% (4.0% APRC) at 60% loan to value (LTV)
  • Plus £500 CASHBACK!
  • Interest Only Option

Call Post Office FREE on 0808 178 6813


Go to the Post Office website for more details

What is a fixed rate mortgage?

A fixed rate mortgage is simply a mortgage where the interest rate is fixed at a set rate for an introductory period (often 2 years). This means you know exactly how much your monthly payments will be during the introductory period making financial planning easier.

After the introductory period, you will normally be moved to a standard variable rate of interest which may be significantly higher than the fixed rate.

What are the alternatives to a fixed rate mortgage?

The most common alternative to a fixed rate mortgage is a tracker mortgage. This gives you an interest rate that is set at a fixed percentage above the Bank of England base rate (or equivalent).

This tracker rate is also normally only for an introductory period, but can often give you a lower initial rate than many tracker mortgages.

However, you are taking a risk as the interest rate on a tracker mortgage can go up as well as down, depending on the movement of the base rate being tracked.

Should you remortgage when the fixed rate ends?

When your fixed rate period is coming to an end, it is definitely worth considering remortgaging to avoid a sudden leap in your interest rate.

Many lenders will pay standard remortgaging costs when you switch your mortgage to them, so this can make remortgaging very affordable.

Post Office Mortgage CashbackGet £500 Cashback. Available to home movers and first time buyers. Exclusions apply. More info...»

Latest news

Mortgage Rates Set To Fall - Is It A Good Time To Remortgage?

In response to the coronavirus outbreak in the UK, the Bank of England has dramatically cut their base rate from 0.75% to 0.1% which is considered to be an emergency measure to help support the economy through the financial disruption caused by the spread of the Covid-19 virus. How will this move impact your mortgage...

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