This website uses cookies to improve user experience. By using our website you consent to all cookies in accordance with our Cookie Policy. Read more
This makes our LTV . Invalid LTV.

Compare Mortgage Deals

"BOE base rate cut to 0.1% - Mortgage rates at all time low!"

Compare Top UK Mortgage Deals

  • Complete our 30 second form to find the latest deals
  • Compare quotes for leading UK lenders with an FCA qualified adviser with no obligation
  • Get a mortgage deal that is suited to your needs!

"Our mortgage team is committed to providing you with an excellent mortgage service".

Mortgage details

Initial rate:
Initial rate period:
Overall cost for comparison:
Maximum loan to value:
Product fee:

To find out more, call on

Website:
Lines are open:
Mon: 8am - 8pm
Tue: 8am - 8pm
Wed: 8am - 8pm
Thu: 8am - 8pm
Fri: 8am - 8pm
Sat: 9am - 4pm
Sun: Closed
Calls may be recorded

This comparison simply includes all mortgage services

Please make sure you meet the following criteria:

Get A Great Mortgage Deal!

We are 100% independent. Find the best mortgage rates from UK lenders...

Mortgages Direct provides an independent mortgage quotes and advice service. When you submit this form you will be contacted by a regulated mortgage adviser to discuss your options.

Latest Residential Fixed Rate Mortgage Offers:

RBS 2 Year Fixed Mortgage

£250 Cashback - 2 Year Fixed Rate

  • Initial Rate - 1.21% APR
  • 60% Loan To Value (LTV)
  • 2 Year Fixed

Overall cost for comparison 3.8% APRC

Call RBS FREE on 0800 096 7966

or

Request a Callback From Royal Bank of Scotland at a time that suits you!


£250 Cashback - 5 Year Fixed Rate

  • Initial Rate - 1.55% APR
  • 60% Loan To Value (LTV)
  • 5 Year Fixed

Overall cost for comparison 3.3% APRC

Call NatWest FREE on 0800 096 7889

or

Request a Callback From NatWest at a time that suits you!


Buy To Let Mortgage Fixed Offers:

Market Leading 5 Year Fixed Rate - £500 Cashback

60% Loan To Value

Post Office are offering a market leading:

  • 5 year fixed interest only buy to let rate of 1.88% (4.0% APRC) at 60% loan to value (LTV)
  • Plus £500 CASHBACK!
  • Interest Only Option

Call Post Office FREE on 0808 178 6813

or

Go to the Post Office website for more details

What is a fixed rate mortgage?

A fixed rate mortgage is simply a mortgage where the interest rate is fixed at a set rate for an introductory period (often 2 years). This means you know exactly how much your monthly payments will be during the introductory period making financial planning easier.

After the introductory period, you will normally be moved to a standard variable rate of interest which may be significantly higher than the fixed rate.

What are the alternatives to a fixed rate mortgage?

The most common alternative to a fixed rate mortgage is a tracker mortgage. This gives you an interest rate that is set at a fixed percentage above the Bank of England base rate (or equivalent).

This tracker rate is also normally only for an introductory period, but can often give you a lower initial rate than many tracker mortgages.

However, you are taking a risk as the interest rate on a tracker mortgage can go up as well as down, depending on the movement of the base rate being tracked.

Should you remortgage when the fixed rate ends?

When your fixed rate period is coming to an end, it is definitely worth considering remortgaging to avoid a sudden leap in your interest rate.

Many lenders will pay standard remortgaging costs when you switch your mortgage to them, so this can make remortgaging very affordable.

Post Office Mortgage CashbackGet £500 Cashback. Available to home movers and first time buyers. Exclusions apply. More info...»

Latest news

Mortgage Rates Set To Fall - Is It A Good Time To Remortgage?

In response to the coronavirus outbreak in the UK, the Bank of England has dramatically cut their base rate from 0.75% to 0.1% which is considered to be an emergency measure to help support the economy through the financial disruption caused by the spread of the Covid-19 virus. How will this move impact your mortgage...

Newletter signup

Sign up to our Newsletter to get exclusive news and offers direct to your inbox.

Let's get social now! Twitter Facebook

About us

mortages.direct is a trading style of Fair Investment Company.

We've been comparing and recommending mortgage deals for many years so you can trust you're in good hands.