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Compare latest Mortgages with at least 40% equity or deposit

This makes our LTV . Invalid LTV.

Call NatWest 0800 096 7889
NatWest logo
Fixed Sep-2022 From NatWest
Initial rate 1.17% Sep-2022
Maximum LTV 60%
Overall cost of comparison 3.8% APRC
See deal
£250 Cashback
UK MARKET LEADING 2 YEAR FIXED RATE. Interest only option.
Call Royal Bank Of Scotland 0800 096 7966
Royal Bank Of Scotland logo
Fixed Sep-2022 From Royal Bank Of Scotland
Initial rate 1.17% Sep-2022
Maximum LTV 60%
Overall cost of comparison 3.8% APRC
See deal
Call NatWest 0800 096 7889
NatWest logo
Fixed Sep-2022 From NatWest
Initial rate 1.23% Sep-2022
Maximum LTV 70%
Overall cost of comparison 3.9% APRC
See deal
Santander UK Plc logo
Fixed Oct-2022 From Santander UK Plc
Initial rate 1.34% Oct-2022
Maximum LTV 60%
Overall cost of comparison 3% APRC
See deal
Santander UK Plc logo
Fixed Oct-2022 From Santander UK Plc
Initial rate 1.34% Oct-2022
Maximum LTV 60%
Overall cost of comparison 3% APRC
See deal

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

See the next 5 mortgages

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Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

This comparison simply includes all mortgage services

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Mortgages Direct provides an independent mortgage quotes and advice service. When you submit this form you will be contacted by a regulated mortgage adviser to discuss your options.

How To Get A 60% LTV Mortgage

If you have 40% equity in your property or a 40% deposit to put down on a new home, you will potentially be able to access the best mortgage rates in the market subject to affordability and your credit record.

Latest 60% LTV Residential Mortgage Offers:

RBS 2 Year Fixed Mortgage

£250 Cashback - 2 Year Fixed Rate

  • Initial Rate - 1.21% APR
  • 60% Loan To Value (LTV)
  • 2 Year Fixed

Overall cost for comparison 3.8% APRC

Call RBS FREE on 0800 096 7447

or

Request a Callback From Royal Bank of Scotland at a time that suits you!


£250 Cashback - 5 Year Fixed Rate

  • Initial Rate - 1.49% APR
  • 60% Loan To Value (LTV)
  • 5 Year Fixed

Overall cost for comparison 3.3% APRC

Call NatWest FREE on 0800 158 2934

or

Request a Callback From NatWest at a time that suits you!


Buy To Let 60% LTV Mortgage Offers:

Market Leading 5 Year Fixed Rate - £500 Cashback

60% Loan To Value

Post Office are offering a market leading:

  • 5 year fixed interest only buy to let rate of 1.88% (4.0% APRC) at 60% loan to value (LTV)
  • Plus £500 CASHBACK!
  • Interest Only Option

Call Post Office FREE on 0808 178 6813

or

Go to the Post Office website for more details

Older borrower?

Historically for older borrowers (aged 60+) flexible options for homeowners looking to raise capital or simply remortgage to get a better rate or to switch to an interest only basis were limited.

The good news is that this has changed - in the last 12 months a number of lenders have been launching mortgages in retirement products which are designed to help borrowers stay in their homes without being pressurised to downsize.

More information can be found here on retirement mortgages »


Independent Mortgage Advice

Remortgaging is particularly popular at the moment as interest rates are low.

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Whether it will be a good idea for you to remortgage depends on a number of factors, including your goals and your personal circumstances.

However, in general, if interest rates are lower than you are currently paying on your mortgage, it may be a good time to remortgage.

If interest rate are higher than you are currently paying, it may be better to look at other options, such as a second mortgage or a personal loan (if you aim is to borrow more).

If you are not sure whether now is the right time to remortgage, it is a good idea to speak to an independent mortgage broker who will be able to offer impartial advice.

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

Latest news

Mortgage Rates Set To Fall - Is It A Good Time To Remortgage?

In response to the coronavirus outbreak in the UK, the Bank of England has dramatically cut their base rate from 0.75% to 0.1% which is considered to be an emergency measure to help support the economy through the financial disruption caused by the spread of the Covid-19 virus. How will this move impact your mortgage...

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