How To Get A 60% LTV Mortgage
If you have 40% equity in your property or a 40% deposit to put down on a new home, you will potentially be able to access the best mortgage rates in the market subject to affordability and your credit record.
Best Buy Offers January 2021
5 Year Fixed Interest Only Offer:
- Initial Rate: 1.37% APR
- Maximum LTV: 60%
- £250 CASHBACK!
Overall Cost For Comparison 3.3% APRC
Call RBS Free on 0800 068 7706
Independent Mortgage Advice
Remortgaging is particularly popular at the moment as interest rates are low.
Whether it will be a good idea for you to remortgage depends on a number of factors, including your goals and your personal circumstances.
However, in general, if interest rates are lower than you are currently paying on your mortgage, it may be a good time to remortgage.
If interest rate are higher than you are currently paying, it may be better to look at other options, such as a second mortgage or a personal loan (if you aim is to borrow more).
If you are not sure whether now is the right time to remortgage, it is a good idea to speak to an independent mortgage broker who will be able to offer impartial advice.