Mortgages.direct | 60% LTV Mortgages

Compare latest Mortgages with at least 40% equity or deposit

Reason for mortgage

Property value

I want to borrow

This makes our LTV . Invalid LTV.

Mortgage term

Repayment type

Mortgage type

Initial period

Any duration
2 years
3 years
5 years
More than 5 years
10 years

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Call NatWest 0800 096 7889

Fixed Aug-2023 From NatWest

Initial rate 1.21% Aug-2023

Maximum LTV 60%

Overall cost of comparison 3.3% APRC

See deal

Featured Deal

£350 Cashback. No Valuation Fee. Interest Only Option.

Fees

Arrangement fee

£995.00

Valuation fee

No fee

Cashback

£350.00

Additional information

None.

The total cost of a £180,000 mortgage over 25 years is £262,569, including £1,025 of fees. More information on this mortgage

Call NatWest 0800 096 7889

Fixed Aug-2026 From NatWest

Initial rate 1.28% Aug-2026

Maximum LTV 60%

Overall cost of comparison 2.8% APRC

See deal

Featured Deal

£250 Cashback. No Valuation Fee. Interest Only Option.

Fees

Arrangement fee

£995.00

Valuation fee

No fee

Cashback

£250.00

Additional information

None.

The total cost of a £180,000 mortgage over 25 years is £250,200, including £1,025 of fees. More information on this mortgage

Call Virgin Money 0330 057 1528

Fixed Aug-2026 From Virgin Money

Initial rate 1.74% Aug-2026

Maximum LTV 75%

Overall cost of comparison 3.3% APRC

See deal

Featured Deal

£1000 Cashback

Fees

Arrangement fee

£995.00

Valuation fee

£275.00

Cashback

£1000.00

Additional information

None.

The total cost of a £180,000 mortgage over 25 years is £268,661, including £1,300 of fees. More information on this mortgage

Call NatWest 0800 096 7889

Fixed Aug-2023 From NatWest

Initial rate 1.22% Aug-2023

Maximum LTV 60%

Overall cost of comparison 3.3% APRC

See deal

Fees

Arrangement fee

£995.00

Valuation fee

No fee

Cashback

£350.00

Additional information

None.

The total cost of a £180,000 mortgage over 25 years is £262,620, including £1,025 of fees. More information on this mortgage

Call NatWest 0800 096 7889

Fixed Aug-2026 From NatWest

Initial rate 1.29% Aug-2026

Maximum LTV 60%

Overall cost of comparison 2.8% APRC

See deal

Fees

Arrangement fee

£995.00

Valuation fee

No fee

Cashback

£250.00

Additional information

None.

The total cost of a £180,000 mortgage over 25 years is £250,302, including £1,025 of fees. More information on this mortgage

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

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Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

This comparison simply includes all mortgage services

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Mortgages Direct provides an independent mortgage quotes and advice service. When you submit this form you will be contacted by a regulated mortgage adviser to discuss your options.

How To Get A 60% LTV Mortgage

If you have 40% equity in your property or a 40% deposit to put down on a new home, you will potentially be able to access the best mortgage rates in the market subject to affordability and your credit record.

Best Buy Offers:

5 Year Fixed Interest Only Offer:

RBS

Initial Rate: 1.37% APR

Maximum LTV: 60%

£250 CASHBACK!

Overall Cost For Comparison 3.3% APRC

Call RBS Free on 0800 068 7706

Independent Mortgage Advice

Remortgaging is particularly popular at the moment as interest rates are low.

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Whether it will be a good idea for you to remortgage depends on a number of factors, including your goals and your personal circumstances.

However, in general, if interest rates are lower than you are currently paying on your mortgage, it may be a good time to remortgage.

If interest rate are higher than you are currently paying, it may be better to look at other options, such as a second mortgage or a personal loan (if you aim is to borrow more).

If you are not sure whether now is the right time to remortgage, it is a good idea to speak to an independent mortgage broker who will be able to offer impartial advice.

60% LTV Mortgages