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Compare Aldermore Mortgages. Aldermore is a retail bank that specialises in dealing with small and medium size businesses. They offer both residential and buy to let mortgages for homeowners, landlords and investors. Their mortgages include fixed rate and variable rate, Help to Buy and interest only mortgages.

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Mortgage type
Initial rate term
Call NatWest 0800 096 7889
NatWest logo
Fixed Dec-2022 From NatWest
Initial rate 1.38% Dec-2022
Maximum LTV 60%
Overall cost of comparison 3.8% APRC
See deal
£250 Cashback
Interest only option.
Call Virgin Money 0330 057 1528
Virgin Money logo
Fixed Jan-2023 From Virgin Money
Initial rate 1.24% Jan-2023
Maximum LTV 65%
Overall cost of comparison 3.8% APRC
See deal
Call Royal Bank Of Scotland 0800 096 7966
Royal Bank Of Scotland logo
Fixed Dec-2022 From Royal Bank Of Scotland
Initial rate 1.38% Dec-2022
Maximum LTV 60%
Overall cost of comparison 3.8% APRC
See deal

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

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Lines are open:
Mon: 8am - 8pm
Tue: 8am - 8pm
Wed: 8am - 8pm
Thu: 8am - 8pm
Fri: 8am - 8pm
Sat: 9am - 4pm
Sun: Closed
Calls may be recorded

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

This comparison simply includes all mortgage services

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Mortgages Direct provides an independent mortgage quotes and advice service. When you submit this form you will be contacted by a regulated mortgage adviser to discuss your options.

Before making a decision, you should familiarise yourself with exactly what Aldermore have to offer to their mortgage customers. That way you can make an informed comparison with other lenders and find the right deal for you.

Compare Aldermore mortgages

As well as standard mortgage products for homeowners, Aldermore also offer more specialised mortgages for those with more specific needs.

First Time Buyers

Getting a first mortgage can be difficult, especially when you are struggling to get together a deposit. Aldermore offer a range of mortgages for first time buyers, including mortgages where you can borrow 100% of the property value, as long as you have a close relative willing to offer collateral on their property. They also support the government’s Help to Buy scheme.

Buy to Let

Aldermore provide mortgages to various different types of landlords, including individual landlords, company landlords and those with complex properties (including HMOs). Aldermore offer both interest only and capital and interest buy to let mortgages.

Remortgaging with Aldermore

Homeowners looking to remortgage can borrow up to 85% of their property’s value with Aldermore. Landlords who wish to remortgage a buy to let property can borrow up to 80% of their property’s market value. Aldermore are willing to consider remortgaging requests for a variety of reasons, including saving money, consolidating debts and releasing equity.

Loan to value ratio

With any kind of secured borrowing, the amount you can access will depend on your loan to value (LTV) ratio. This represents the total value of new and existing debt you wish to leverage against your property relative to the property’s market value.

For example, if you have a current mortgage for £50,000 and wish to borrow an additional £25,000, this gives you a combined total debt of £75,000. If your property is worth £100,000 this means your debt would be equal to 75% of the value of your property, giving you a loan to value ratio of 75%.

In general, the lower your LTV, the better interest rate you are likely to get on your loan. This is because mortgage providers usually consider loans with a lower LTV to be less risky for them.

Find the best deals on mortgage rates

Getting the best deal on mortgage rates can be a challenge, especially when there are so many different providers and types of mortgage to choose from. Our mortgage calculator make the whole process much simpler by allowing you to quickly and easily compare different offers from across the market.

All you have to do is put in some basic information, such as how much you want to borrow, how long you want to repay over and why you need the money and we will do the rest. You can find the mortgage calculator at the top of the page.

Latest news

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In response to the coronavirus outbreak in the UK, the Bank of England has dramatically cut their base rate from 0.75% to 0.1% which is considered to be an emergency measure to help support the economy through the financial disruption caused by the spread of the Covid-19 virus. How will this move impact your mortgage...

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