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Bank of Ireland is a commercial bank headquartered in Dublin. Their mortgages are aimed at both homeowners and landlords looking to buy properties or raise new finance on assets they already own.

This makes our LTV . Invalid LTV.

Call NatWest 0800 068 8567
NatWest logo
Fixed Apr-2020 From NatWest
Initial rate 1.38% Apr-2020
Maximum LTV 60%
Overall cost of comparison 3.7% APRC
See deal
FREE VALUATION
NatWest will pay your standard valuation fee
Call Post Office 0808 178 6813
Post Office logo
Fixed Apr-2020 From Post Office
Initial rate 1.44% Apr-2020
Maximum LTV 60%
Overall cost of comparison 4.1% APRC
See deal
FREE VALUATION
Post Office will pay your standard valuation fee
Call Post Office 0808 178 6813
Post Office logo
Fixed Apr-2020 From Post Office
Initial rate 1.53% Apr-2020
Maximum LTV 85%
Overall cost of comparison 4.1% APRC
See deal
£500 CASHBACK
£500 CASHBACK, FREE VALUATION (standard valuation fee) and £0 PRODUCT FEE
Call NatWest 0800 068 8567
NatWest logo
Tracker Apr-2020 From NatWest
Initial rate 1.59% Apr-2020
Maximum LTV 60%
Overall cost of comparison 3.8% APRC
See deal
FREE VALUATION
FREE VALUATION and FREE LEGALS with this mortgage
Call HSBC 0800 077 4336
HSBC logo
Tracker 2 years From HSBC
Initial rate 1.24% 2 years
Maximum LTV 60%
Overall cost of comparison 3.7% APRC
See deal
Call HSBC 0800 077 4336
HSBC logo
Fixed May-2020 From HSBC
Initial rate 1.32% May-2020
Maximum LTV 60%
Overall cost of comparison 3.6% APRC
See deal
Call Post Office 0808 178 6813
Post Office logo
Fixed Apr-2020 From Post Office
Initial rate 1.33% Apr-2020
Maximum LTV 75%
Overall cost of comparison 4.1% APRC
See deal
Call Post Office 0808 178 6813
Post Office logo
Fixed Apr-2020 From Post Office
Initial rate 1.38% Apr-2020
Maximum LTV 75%
Overall cost of comparison 4.1% APRC
See deal
Call Post Office 0808 178 6813
Post Office logo
Fixed Apr-2020 From Post Office
Initial rate 1.38% Apr-2020
Maximum LTV 75%
Overall cost of comparison 4.1% APRC
See deal
Call HSBC 0800 077 4336
HSBC logo
Fixed May-2020 From HSBC
Initial rate 1.39% May-2020
Maximum LTV 60%
Overall cost of comparison 3.6% APRC
See deal

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

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Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

This comparison simply includes all mortgage services

Please make sure you meet the following criteria:

If you think a Bank of Ireland mortgage could be a good fit for your borrowing needs and personal circumstances, read on to see what they have to offer.

Compare Bank of Ireland mortgages

Bank of Ireland offer a range of different mortgage products for both homeowners and landlords. As well as standard mortgages for people looking to move house, they also offer specialist mortgages for those looking to get their first foot on the property ladder and buy to let landlords.

First Time Buyers

If you are looking to buy your first home, Bank of Ireland offer mortgage products specifically aimed at first time buyers. This includes supporting the government’s Help to Buy scheme and offering mortgages worth up to 95% of the value of the property you wish to buy.

Buy to Let

Landlords can take out both fixed rate and variable rate mortgages with Bank of Ireland, whether making a first buy to let purchase or expanding an existing portfolio. Landlords can borrow up to 75% of the market value of their property.

Remortgaging with Bank of Ireland

Both homeowners and landlords can take advantage of secured loans from Bank of Ireland for remortgaging. This can allow you to borrow more or reduce your monthly expenditure by getting a better deal than your existing mortgage offers.

Loan to value ratio

When thinking about how much you may be able to borrow, it is important to consider your loan to value (LTV) ratio. This is one of the main criteria lenders use when deciding how much they will be willing to let you borrow.

For example, if you want to borrow £50,000 against a property worth £100,000 this would give you a loan to value ratio of 50% as the amount you would be borrowing is 50% of the value of the property. If you already had a mortgage for £50,000 on the same property and wanted to borrow and additional £25,000 your LTV would then be 75%.

Lenders will normally give you a better interest rate the lower your LTV, although this can be influenced by a number of different factors.

Find the best deals on mortgage rates

With such a variety of lenders and mortgage offers available from across the industry, many consumers struggle to identify which represents the best value for them. We hope to make things a little easier with our mortgage calculator, found at the top of this page.

This handy tool allows you to plug in a few essential details, such as how much you need to borrow, how long you want to borrow it for and why you need the money, then we show you the best deals we can find from across the market. That way you can get a good idea of which mortgage will be the best fit for you with minimal stress and hassle.

Latest news

Cost of fixed rate mortgages have started to increase as Bank of England rate rise looms

A number of high street banks have started to increase their mortgage rates. The reason for this is that banks are having to pay more to access the funds they lend out to UK homeowners.

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