Bluestone are a specialist lender who understand that one size does not fit all and have designed flexible mortgage products to suit.
Bluestone have created mortgages to help customers who can demonstrate affordability but struggle to get past automated application processes.
Bluestone Mortgages is part of the Bluestone Group, which was established in 2000 in Australia.
The mortgage business expanded to the UK in 2009, and having divested the Australian business in 2018, the UK and Ireland now represent Bluestone’s core market.
Bluestone mortgages criteria:
Each type of mortgage comes with the following advantages and restrictions:
- Weekly, fortnightly or monthly repayments
- CCJs, Arrears, Defaults accepted
- All telecom CCJ/Defaults ignored if under £300
- Gifted deposits accepted
- Debt management plans accepted for remortgaging
- For buy to lets first time landlords accepted
Find the best deals on mortgage rates
At the top of this page you will find our mortgage calculator, which allows you to quickly and easily compare different mortgage deals from across the market.
All you need to do is input some basic information, such as why you need a mortgage, how much you would like to borrow and what time period you want to repay over.
We will then show you our top picks of the best mortgage deals we can find, making is easier for you to compare and contrast the different offers.
Independent Mortgage Advice
Remortgaging is particularly popular at the moment as interest rates are low.
Whether it will be a good idea for you to remortgage depends on a number of factors, including your goals and your personal circumstances.
However, in general, if interest rates are lower than you are currently paying on your mortgage, it may be a good time to remortgage.
If interest rate are higher than you are currently paying, it may be better to look at other options, such as a second mortgage or a personal loan (if you aim is to borrow more).
If you are not sure whether now is the right time to remortgage, it is a good idea to speak to an independent mortgage broker who will be able to offer impartial advice on Bank of China mortgages as well as other lenders.