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This makes our LTV . Invalid LTV.

Call Virgin Money 0330 057 1595
Virgin Money logo
Fixed Jan-2021 From Virgin Money
Initial rate 1.78% Jan-2021
Maximum LTV 70%
Overall cost of comparison 4.9% APRC
See deal
£500 Cashback.
£500 Cashback Deal. Interest Only Option Available. Top Direct Buy To Let Rate!
Call Post Office 0808 178 6813
Post Office logo
Fixed Nov-2020 From Post Office
Initial rate 1.60% Nov-2020
Maximum LTV 70%
Overall cost of comparison 4.7% APRC
See deal
Call Post Office 0808 178 6813
Post Office logo
Fixed Nov-2020 From Post Office
Initial rate 1.78% Nov-2020
Maximum LTV 75%
Overall cost of comparison 4.6% APRC
See deal
Call HSBC 0800 077 4336
HSBC logo
Fixed Nov-2020 From HSBC
Initial rate 1.89% Nov-2020
Maximum LTV 65%
Overall cost of comparison 5% APRC
See deal
Call Virgin Money 0330 057 1595
Virgin Money logo
Fixed Jan-2021 From Virgin Money
Initial rate 1.92% Jan-2021
Maximum LTV 75%
Overall cost of comparison 5% APRC
See deal
Call NatWest 0800 068 8567
NatWest logo
Fixed Dec-2020 From NatWest
Initial rate 1.93% Dec-2020
Maximum LTV 70%
Overall cost of comparison 4.5% APRC
See deal

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

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  • FREE initial mortgage consultation
  • Access to exclusive mortgage deals not available on the high street
  • A dedicated mortgage adviser and case handler to deal with your mortgage from enquiry to completion

"Our mortgage team is committed to providing you with an excellent mortgage service". Adam Arnott, Head of Mortgages & Protection.

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Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

This comparison simply includes all mortgage services

Please make sure you meet the following criteria:

Get A Great Buy To Let Mortgage Deal!

We are 100% independent. Find the best mortgage rates from UK lenders...

Mortgages Direct provides an independent mortgage quotes and advice service. When you submit this form you will be contacted by a regulated mortgage adviser to discuss your options.

Buy To Let Mortgage Best Buys


Market Leading 3 Year Fixed Rate - £500 Cashback

Virgin Money are offering a market leading:

  • 5 year fixed interest only buy to let rate of 1.69% (4.6% APRC) at 60% loan to value (LTV)
  • Plus £500 CASHBACK!
  • Interest Only Option

Call Virgin Money FREE on 0330 057 1528


Our Top 5 Year Fixed Rate - £500 Cashback

Virgin Money are offering a market leading:

  • 5 year fixed interest only buy to let rate of 2.22% (4.3% APRC) at 60% loan to value (LTV)
  • Plus £500 CASHBACK!
  • Interest Only Option

Call Virgin Money FREE on 0330 057 1528


Can you get a Buy to Let mortgage?

To qualify for a Buy to let mortgage you will normally need to:

  • Own your own home
  • Have a 25% deposit
  • Have a projected monthly rental income in excess of the monthly interest on the mortgage
  • Be over 25 (depending on the lender)
  • Have an income in excess of £25,000 a year (again, depends on the lender)

In addition, many lenders have a maximum number of Buy to Let mortgages customers are allowed at a time and a maximum combined value that can be taken out. Common limits are 3 properties and combined total loan value of £2 million (although this varies from provider to provider).

How much will a Buy to Let mortgage cost?

The main cost of a Buy to Let mortgage is the monthly repayments. These include the interest on the loan and may include repaying a proportion of the capital (depending on your mortgage deal). Many landlords choose interest-only mortgages where the capital is repaid when the mortgage term ends.

The interest rate you pay on your Buy to Let mortgage will usually depend on:

  • How much you borrow
  • How long you borrow for
  • Your loan to value ratio (LTV)
  • How much debt you already have
  • Your credit rating

Buy To Let Mortgage Offers:

Post Office Mortgage OffersPost Office offer a great range of mortgage offers - Click here »


Need independent buy to let mortgage advice?

We provide an independent buy to let mortgage advice service whether you are looking to remortgage an existing buy to let purchase a new property or wish to raise capital from your existing portfolio.

Latest news

Cost of fixed rate mortgages have started to increase as Bank of England rate rise looms

A number of high street banks have started to increase their mortgage rates. The reason for this is that banks are having to pay more to access the funds they lend out to UK homeowners.

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