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Call Post Office 0808 178 6813
Post Office logo
Fixed Jan-2022 From Post Office
Initial rate 1.40% Jan-2022
Maximum LTV 60%
Overall cost of comparison 4.7% APRC
See deal
£500 Cashback
Top UK BTL 2 Year Fixed Deal
Call Virgin Money 0330 057 1528
Virgin Money logo
Fixed Mar-2022 From Virgin Money
Initial rate 1.45% Mar-2022
Maximum LTV 60%
Overall cost of comparison 4.9% APRC
See deal
Call Post Office 0808 178 6813
Post Office logo
Fixed Jan-2022 From Post Office
Initial rate 1.47% Jan-2022
Maximum LTV 60%
Overall cost of comparison 4.6% APRC
See deal
Call Royal Bank Of Scotland 0800 096 7447
Royal Bank Of Scotland logo
Fixed Jan-2022 From Royal Bank Of Scotland
Initial rate 1.53% Jan-2022
Maximum LTV 60%
Overall cost of comparison 3.9% APRC
See deal
Call NatWest 0800 158 2934
NatWest logo
Fixed Jan-2022 From NatWest
Initial rate 1.53% Jan-2022
Maximum LTV 60%
Overall cost of comparison 4.3% APRC
See deal

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

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"Our mortgage team is committed to providing you with an excellent mortgage service".

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Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

This comparison simply includes all mortgage services

Please make sure you meet the following criteria:

Get A Great Buy To Let Mortgage Deal

We are 100% independent. Find the best BTL mortgage rates from UK lenders

Mortgages Direct provides an independent mortgage quotes and advice service. When you submit this form you will be contacted by a regulated mortgage adviser to discuss your options.

Buy To Let Mortgage Best Buys

Post Office Mortgage OffersPost Office are currently offering £500 cashback on selected buy to let mortgage deals! - Click here »


Market Leading 3 Year Fixed Rate - £500 Cashback

60% Loan To Value

Virgin Money are offering a market leading:

  • 5 year fixed interest only buy to let rate of 1.74% (4.7% APRC) at 60% loan to value (LTV)
  • Plus £500 CASHBACK!
  • Interest Only Option

Call Virgin Money FREE on 0330 057 1528


Top 5 Year Fixed Rate

75% Loan To Value

RBS are offering a low cost BTL deal:

  • 5 year fixed interest only buy to let rate of 1.87% (4% APRC) at 75% loan to value (LTV)
  • Interest Only Option

Call RBS FREE on 0800 096 7966


Can you get a Buy to Let mortgage?

To qualify for a Buy to let mortgage you will normally need to:

  • Own your own home
  • Have a 25% deposit
  • Have a projected monthly rental income in excess of the monthly interest on the mortgage
  • Be over 25 (depending on the lender)
  • Have an income in excess of £25,000 a year (again, depends on the lender)

In addition, many lenders have a maximum number of Buy to Let mortgages customers are allowed at a time and a maximum combined value that can be taken out. Common limits are 3 properties and combined total loan value of £2 million (although this varies from provider to provider).

How much will a Buy to Let mortgage cost?

The main cost of a Buy to Let mortgage is the monthly repayments. These include the interest on the loan and may include repaying a proportion of the capital (depending on your mortgage deal). Many landlords choose interest-only mortgages where the capital is repaid when the mortgage term ends.

The interest rate you pay on your Buy to Let mortgage will usually depend on:

  • How much you borrow
  • How long you borrow for
  • Your loan to value ratio (LTV)
  • How much debt you already have
  • Your credit rating

Buy To Let Mortgage Offers:

Post Office Mortgage OffersPost Office offer a great range of mortgage offers - Click here »


Need independent buy to let mortgage advice?

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If you are not sure about your options speak to our independent mortgage broker team who will be able to offer impartial advice or you can call us on 0117 403 3464

Latest news

Cost of fixed rate mortgages have started to increase as Bank of England rate rise looms

A number of high street banks have started to increase their mortgage rates. The reason for this is that banks are having to pay more to access the funds they lend out to UK homeowners.

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