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Chelsea Building Society is part of the Yorkshire Building Society Group with branches mainly located in southern England with a particular focus on London. They offer fixed rate, offset and tracker mortgages for first time buyers and existing homeowners.

This makes our LTV . Invalid LTV.

Call Post Office 0808 178 6813
Post Office logo
Fixed Jul-2020 From Post Office
Initial rate 1.63% Jul-2020
Maximum LTV 60%
Overall cost of comparison 4.1% APRC
See deal
FREE Valuation
Post Office Interest Only Mortgages. Borrowing In Retirement Options Up To Age 80.
Call Post Office 0808 178 6813
Post Office logo
Fixed Jul-2020 From Post Office
Initial rate 1.63% Jul-2020
Maximum LTV 60%
Overall cost of comparison 4.1% APRC
See deal
FREE Valuation
Post Office Interest Only Mortgages. Borrowing In Retirement Options Up To Age 80.
Call NatWest 0800 068 8567
NatWest logo
Fixed Jul-2020 From NatWest
Initial rate 1.66% Jul-2020
Maximum LTV 60%
Overall cost of comparison 3.8% APRC
See deal
Call Royal Bank Of Scotland 0800 068 7706
Royal Bank Of Scotland logo
Fixed Jul-2020 From Royal Bank Of Scotland
Initial rate 1.66% Jul-2020
Maximum LTV 60%
Overall cost of comparison 3.8% APRC
See deal
Call NatWest 0800 068 8567
NatWest logo
Fixed Jul-2020 From NatWest
Initial rate 1.66% Jul-2020
Maximum LTV 60%
Overall cost of comparison 3.8% APRC
See deal
Call NatWest 0800 068 8567
NatWest logo
Tracker Jul-2020 From NatWest
Initial rate 1.84% Jul-2020
Maximum LTV 60%
Overall cost of comparison 3.8% APRC
See deal
Call Royal Bank Of Scotland 0800 068 7706
Royal Bank Of Scotland logo
Tracker Jul-2020 From Royal Bank Of Scotland
Initial rate 1.84% Jul-2020
Maximum LTV 60%
Overall cost of comparison 3.8% APRC
See deal
Call NatWest 0800 068 8567
NatWest logo
Tracker Jul-2020 From NatWest
Initial rate 1.84% Jul-2020
Maximum LTV 60%
Overall cost of comparison 3.8% APRC
See deal
Call Post Office 0808 178 6813
Post Office logo
Fixed Jul-2021 From Post Office
Initial rate 1.88% Jul-2021
Maximum LTV 70%
Overall cost of comparison 4% APRC
See deal
Call Post Office 0808 178 6813
Post Office logo
Fixed Jul-2021 From Post Office
Initial rate 1.88% Jul-2021
Maximum LTV 70%
Overall cost of comparison 4% APRC
See deal

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

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Mon: 8am - 8pm
Tue: 8am - 8pm
Wed: 8am - 8pm
Thu: 8am - 8pm
Fri: 8am - 8pm
Sat: 9am - 4pm
Sun: Closed
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Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

This comparison simply includes all mortgage services

Please make sure you meet the following criteria:

Compare Chelsea Building Society mortgages

If you are interested in taking out a mortgages with the Chelsea Building Society you will need to consider your borrowing requirements and personal circumstances to see which of their offers is most suitable for you.

First Time Buyers

In the current property market, it can be hard for first time buyers to get a foot on the ladder. Many lenders, such as Chelsea Building Society offer mortgage products specifically designed for first time buyers. These often allow the borrower to get up to 95% of the value of their property and may also include provisions for close relatives to help out by offering their own homes as security against part of the mortgage.

Remortgaging with Chelsea Building Society

As interest rates change over time and new products come onto the market, it can be a good idea to move your mortgage to a different provider to get a better deal. This can also allow you to borrow more, so you can pay off your existing mortgage and have some cash left over. Switching mortgage providers can be relatively simple, with many lenders offering to help you with some or all of the fees involved.

Second charge mortgages

If you have a good deal on your existing mortgage but want to borrow more, it may make more sense to take out a separate secured loan, known as a second charge mortgage. This allows you to unlock extra finance without interfering with your existing mortgage.

Loan to value ratio

How much you will be able to borrow as a mortgage is likely to be influenced by a number of factors, including how much you earn. Another important consideration is your loan to value (LTV) ratio. This shows how the amount you want to borrow relates to the market value of your property.

So, if you want to borrow £50,000 as a mortgage on a £100,000 house, your LTV would be 50%. If you then wanted to take out a second charge mortgage for a further £25,000, this would make your LTV 75%.

The higher your LTV, the higher interest rates most lenders will tend to offer.

Find the best deals on mortgage rates

The mortgages market is diverse, with many different providers and types of mortgages to choose from. This can make it hard to know which offers the best value for you. Our mortgage calculator takes a lot of the hard work out of the equation for you.

All you have to do is head to the top of the page and plug in some basic details, including the amount you wish to borrow, how long you want to repay over and why you need the money. The mortgage calculator will then match your enquiry with our pick of the top deals from across the industry, making it much quicker and simpler for you to make a comparison.

Latest news

Cost of fixed rate mortgages have started to increase as Bank of England rate rise looms

A number of high street banks have started to increase their mortgage rates. The reason for this is that banks are having to pay more to access the funds they lend out to UK homeowners.

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