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The Chesham Building Society merged with the Skipton Building Society in 2010 and the combined entity trades under the Skipton brand. This means if you were hoping to get a mortgage from the Chesham Building Society you will either need to look at the Skipton Building Society instead or consider an alternate provider.

This makes our LTV . Invalid LTV.

Mortgage type
Initial rate term
Call NatWest 0800 096 7889
NatWest logo
Fixed Dec-2022 From NatWest
Initial rate 1.38% Dec-2022
Maximum LTV 60%
Overall cost of comparison 3.8% APRC
See deal
£250 Cashback
Interest only option.
Call Virgin Money 0330 057 1528
Virgin Money logo
Fixed Jan-2023 From Virgin Money
Initial rate 1.24% Jan-2023
Maximum LTV 65%
Overall cost of comparison 3.8% APRC
See deal
Call Royal Bank Of Scotland 0800 096 7966
Royal Bank Of Scotland logo
Fixed Dec-2022 From Royal Bank Of Scotland
Initial rate 1.38% Dec-2022
Maximum LTV 60%
Overall cost of comparison 3.8% APRC
See deal

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

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Compare Chesham Building Society mortgages

There are a variety of different types of mortgages intended for different types of borrowers. Whether you are looking to purchase your first home, move house, invest in a rental property, get a better deal on your mortgage or borrow more, there are various options to choose from.

First Time Buyers

Many people struggle to get together the deposit to buy their first home, which is why a lot of lenders offer mortgages specifically for first time buyers. These will often allow you to borrow up to 95% of the value of the property you wish to buy, making it much easier to raise the necessary deposit. They may also allow relatives to help, for example by putting their own homes up as partial collateral on the mortgage.

Buy to Let

Landlords or prospective landlords need to take out mortgages aimed specifically at rental property owners. How much you can borrow may depend on the monthly rental income of the property and many lenders specify that this must be equal to at least 125% of the interest on your mortgage.

Remortgaging with Chesham Building Society

If you aren’t happy with the deal you have on your existing mortgage or need to borrow more, remortgaging can be a good choice. It will allow you to take out a new mortgage and use this to pay off your existing one and can leave you with lower monthly repayments or a lump sum spare.

Second charge mortgage

If you need to borrow more, remortgaging may not always been the best option. If you have a good deal on your existing mortgage that you don’t want to give up, you could instead take out a separate secured loan. This is commonly called a second charge mortgage and may allow you to unlock up to 90% of your property’s value.

Loan to value ratio

Wondering how much you can borrow? The answer is likely to depend partially on your income, but also on your loan to value (LTV) ratio. This shows what percentage of a property’s market value your loan would make up.

For example, if you were putting an offer on a property for £100,000 and needed a mortgage for £50,000, that would equal a LTV of 50%. If you later needed to borrow an extra £25,000, that would put your LTV up to 75%.

You will normally find that most providers offer better interest rates when you have a lower LTV.

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Our mortgage calculator takes the hassle out of the equation when it comes to finding the best mortgage deals. Simply plug in some basic details about your borrowing needs and we will show you a great range of offers from across the market. Head to the top of the page to try it out.  

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