This website uses cookies to improve user experience. By using our website you consent to all cookies in accordance with our Cookie Policy. Read more

The Chesham Building Society merged with the Skipton Building Society in 2010 and the combined entity trades under the Skipton brand. This means if you were hoping to get a mortgage from the Chesham Building Society you will either need to look at the Skipton Building Society instead or consider an alternate provider.

This makes our LTV . Invalid LTV.

Compare Mortgage Deals

Compare Top UK Mortgage Deals

  • Complete our 30 second form to find the latest deals
  • Compare quotes for leading UK lenders with an FCA qualified adviser with no obligation
  • Get a mortgage deal that is suited to your needs!

"Our mortgage team is committed to providing you with an excellent mortgage service".

Mortgage details

Initial rate:
Initial rate period:
Overall cost for comparison:
Product fee:

To find out more, call on

Lines are open:
Mon: 8am - 8pm
Tue: 8am - 8pm
Wed: 8am - 8pm
Thu: 8am - 8pm
Fri: 8am - 8pm
Sat: 9am - 4pm
Sun: Closed
Calls may be recorded

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

This comparison simply includes all mortgage services

Please make sure you meet the following criteria:

Get A Great Mortgage Deal!

We are 100% independent. Find the best mortgage rates from UK lenders...

Mortgages Direct provides an independent mortgage quotes and advice service. When you submit this form you will be contacted by a regulated mortgage adviser to discuss your options.

Compare Chesham Building Society mortgages

There are a variety of different types of mortgages intended for different types of borrowers. Whether you are looking to purchase your first home, move house, invest in a rental property, get a better deal on your mortgage or borrow more, there are various options to choose from.

First Time Buyers

Many people struggle to get together the deposit to buy their first home, which is why a lot of lenders offer mortgages specifically for first time buyers. These will often allow you to borrow up to 95% of the value of the property you wish to buy, making it much easier to raise the necessary deposit. They may also allow relatives to help, for example by putting their own homes up as partial collateral on the mortgage.

Buy to Let

Landlords or prospective landlords need to take out mortgages aimed specifically at rental property owners. How much you can borrow may depend on the monthly rental income of the property and many lenders specify that this must be equal to at least 125% of the interest on your mortgage.

Remortgaging with Chesham Building Society

If you aren’t happy with the deal you have on your existing mortgage or need to borrow more, remortgaging can be a good choice. It will allow you to take out a new mortgage and use this to pay off your existing one and can leave you with lower monthly repayments or a lump sum spare.

Second charge mortgage

If you need to borrow more, remortgaging may not always been the best option. If you have a good deal on your existing mortgage that you don’t want to give up, you could instead take out a separate secured loan. This is commonly called a second charge mortgage and may allow you to unlock up to 90% of your property’s value.

Loan to value ratio

Wondering how much you can borrow? The answer is likely to depend partially on your income, but also on your loan to value (LTV) ratio. This shows what percentage of a property’s market value your loan would make up.

For example, if you were putting an offer on a property for £100,000 and needed a mortgage for £50,000, that would equal a LTV of 50%. If you later needed to borrow an extra £25,000, that would put your LTV up to 75%.

You will normally find that most providers offer better interest rates when you have a lower LTV.

Find the best deals on mortgage rates

Our mortgage calculator takes the hassle out of the equation when it comes to finding the best mortgage deals. Simply plug in some basic details about your borrowing needs and we will show you a great range of offers from across the market. Head to the top of the page to try it out. 

Independent Mortgage Advice

Remortgaging is particularly popular at the moment as interest rates are low.

Click to call

Whether it will be a good idea for you to remortgage depends on a number of factors, including your goals and your personal circumstances.

However, in general, if interest rates are lower than you are currently paying on your mortgage, it may be a good time to remortgage.

If interest rate are higher than you are currently paying, it may be better to look at other options, such as a second mortgage or a personal loan (if you aim is to borrow more).

If you are not sure whether now is the right time to remortgage, it is a good idea to speak to an independent mortgage broker who will be able to offer impartial advice.

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

Latest news

Mortgage Rates On The Rise - Is 2023 A Good Time To Remortgage?

How do you get a low cost mortgage deal for your circumstances...more

Newletter signup

Sign up to our Newsletter to get exclusive news and offers direct to your inbox.

Let's get social now! Twitter Facebook

About us is a trading style of Fair Investment Company.

We've been comparing and recommending mortgage deals for many years so you can trust you're in good hands.