This website uses cookies to improve user experience. By using our website you consent to all cookies in accordance with our Cookie Policy. Read more

Co-operative Bank is one of the UK’s biggest and best known lenders. Their financial products include mortgages aimed at first time buyers, current homeowners and those wishing to raise extra funds.

The Co-operative Bank pride themselves on being an ethical institution that is careful about how it lends and invests its funds. This can make them a more attractive proposition to some borrowers.

This makes our LTV . Invalid LTV.

Call Post Office 0808 178 6813
Post Office logo
Fixed Jul-2020 From Post Office
Initial rate 1.63% Jul-2020
Maximum LTV 60%
Overall cost of comparison 4.1% APRC
See deal
FREE Valuation
Post Office Interest Only Mortgages. Borrowing In Retirement Options Up To Age 80.
Call Post Office 0808 178 6813
Post Office logo
Fixed Jul-2020 From Post Office
Initial rate 1.63% Jul-2020
Maximum LTV 60%
Overall cost of comparison 4.1% APRC
See deal
FREE Valuation
Post Office Interest Only Mortgages. Borrowing In Retirement Options Up To Age 80.
Call NatWest 0800 068 8567
NatWest logo
Fixed Jul-2020 From NatWest
Initial rate 1.66% Jul-2020
Maximum LTV 60%
Overall cost of comparison 3.8% APRC
See deal
Call Royal Bank Of Scotland 0800 068 7706
Royal Bank Of Scotland logo
Fixed Jul-2020 From Royal Bank Of Scotland
Initial rate 1.66% Jul-2020
Maximum LTV 60%
Overall cost of comparison 3.8% APRC
See deal
Call NatWest 0800 068 8567
NatWest logo
Fixed Jul-2020 From NatWest
Initial rate 1.66% Jul-2020
Maximum LTV 60%
Overall cost of comparison 3.8% APRC
See deal
Call NatWest 0800 068 8567
NatWest logo
Tracker Jul-2020 From NatWest
Initial rate 1.84% Jul-2020
Maximum LTV 60%
Overall cost of comparison 3.8% APRC
See deal
Call Royal Bank Of Scotland 0800 068 7706
Royal Bank Of Scotland logo
Tracker Jul-2020 From Royal Bank Of Scotland
Initial rate 1.84% Jul-2020
Maximum LTV 60%
Overall cost of comparison 3.8% APRC
See deal
Call NatWest 0800 068 8567
NatWest logo
Tracker Jul-2020 From NatWest
Initial rate 1.84% Jul-2020
Maximum LTV 60%
Overall cost of comparison 3.8% APRC
See deal
Call Post Office 0808 178 6813
Post Office logo
Fixed Jul-2021 From Post Office
Initial rate 1.88% Jul-2021
Maximum LTV 70%
Overall cost of comparison 4% APRC
See deal
Call Post Office 0808 178 6813
Post Office logo
Fixed Jul-2021 From Post Office
Initial rate 1.88% Jul-2021
Maximum LTV 70%
Overall cost of comparison 4% APRC
See deal

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

See the next 10 mortgages

Request Mortgage Quote

Mortgage Quotes & Advice

Our independent mortgage service provides:

  • FREE initial mortgage consultation
  • Access to exclusive mortgage deals not available on the high street
  • A dedicated mortgage adviser and case handler to deal with your mortgage from enquiry to completion

"Our mortgage team is committed to providing you with an excellent mortgage service". Adam Arnott, Head of Mortgages & Protection.

Mortgage details

Initial rate:
Initial rate period:
Overall cost for comparison:
Maximum loan to value:
Product fee:

To find out more, call on

Website:
Lines are open:
Mon: 8am - 8pm
Tue: 8am - 8pm
Wed: 8am - 8pm
Thu: 8am - 8pm
Fri: 8am - 8pm
Sat: 9am - 4pm
Sun: Closed
Calls may be recorded

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

This comparison simply includes all mortgage services

Please make sure you meet the following criteria:

Compare Co-operative Bank mortgages

If you are interested in taking out a mortgage with the Co-operative Bank, you will need to consider which of their various products best matches your borrowing needs and personal circumstances. It is worth bearing in mind that they currently do not offer buy to let mortgages, Help to Buy mortgages, interest only mortgages or mortgages for debt consolidation.

First Time Buyer mortgages

The Co-operative Bank offer mortgages for up to 90% of a property’s value, which can make it easier for first time buyers to get enough money together for a deposit. They can also often provide a mortgage in principle in under 30 minutes, making it easier for first time buyers to see whether they can afford to get onto the property ladder.

Remortgaging with Co-operative Bank

Remortgaging can be an attractive idea when you want to reduce your monthly mortgage payments or raise extra money for home improvements or other purposes. It allows you to take out a new mortgage which you then use to pay off your existing one, leaving you with lower repayments or a spare lump sum.

Second charge mortgages

It can sometimes be more affordable to take out a second, separate secured loan, rather than remortgaging. This is most often the case if you have a particularly good deal on your current mortgage. This separate borrowing is often called a second charge mortgage and may allow you to take your total secured borrowing up to as much as 90% of your property’s market value.

Loan to value ratio

The amount you can get as a mortgage depends on several things, one of the most fundamental of which is your loan to value (LTV) ratio. This is the percentage of your property’s market value that you wish to borrow against it.

So, if you were looking to raise a mortgage on a £100,000 house and needed to borrow £50,000, that would equal a LTV of 50%. Increase your borrowing another £25,000 with a second charge mortgage and your LTV would become 75%.

The loan to value ratio of your mortgage will tend to affect the interest rates you are offered, with a higher LTV generally equating to higher interest rates.

Find the best deals on mortgage rates

Our mortgage calculator can help you quickly and easily identify some of the best deals on mortgages from across the industry. All you need to do is plug in some basic information, including how much you want to borrow, how long you need to repay over and why you need the mortgage. The calculator will then match you up with top deals we have identified that fit your criteria making your hunt for a mortgage much simpler.

Latest news

Cost of fixed rate mortgages have started to increase as Bank of England rate rise looms

A number of high street banks have started to increase their mortgage rates. The reason for this is that banks are having to pay more to access the funds they lend out to UK homeowners.

Newletter signup

Sign up to our Newsletter to get exclusive news and offers direct to your inbox.

Let's get social now! Twitter Facebook

About us

mortages.direct is a trading style of Fair Investment Company.

We've been comparing and recommending mortgage deals for many years so you can trust you're in good hands.