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Compare Furness Mortgages. Furness Building Society is a British building society headquartered in Barrow-in-Furness. Their mortgages are aimed at homeowners and buy to let landlords.

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Call Post Office 0808 178 6813
Post Office logo
Fixed Sep-2020 From Post Office
Initial rate 1.45% Sep-2020
Maximum LTV 60%
Overall cost of comparison 4.1% APRC
See deal
FREE Valuation
Post Office Interest Only Mortgages. Borrowing In Retirement Options Up To Age 80.
Call NatWest 0800 068 8567
NatWest logo
Fixed Dec-2020 From NatWest
Initial rate 1.55% Dec-2020
Maximum LTV 60%
Overall cost of comparison 3.9% APRC
See deal
Call NatWest 0800 068 8567
NatWest logo
Fixed Dec-2020 From NatWest
Initial rate 1.55% Dec-2020
Maximum LTV 60%
Overall cost of comparison 3.9% APRC
See deal
Call Post Office 0808 178 6813
Post Office logo
Fixed Sep-2020 From Post Office
Initial rate 1.55% Sep-2020
Maximum LTV 60%
Overall cost of comparison 4.1% APRC
See deal
Call Post Office 0808 178 6813
Post Office logo
Fixed Sep-2020 From Post Office
Initial rate 1.58% Sep-2020
Maximum LTV 60%
Overall cost of comparison 4% APRC
See deal
Call NatWest 0800 068 8567
NatWest logo
Fixed Dec-2020 From NatWest
Initial rate 1.61% Dec-2020
Maximum LTV 60%
Overall cost of comparison 4% APRC
See deal
Call Post Office 0808 178 6813
Post Office logo
Fixed Sep-2020 From Post Office
Initial rate 1.63% Sep-2020
Maximum LTV 75%
Overall cost of comparison 4% APRC
See deal
Call Virgin Money 0330 057 1528
Virgin Money logo
Fixed Nov-2020 From Virgin Money
Initial rate 1.65% Nov-2020
Maximum LTV 65%
Overall cost of comparison 4.3% APRC
See deal
Call Virgin Money 0330 057 1528
Virgin Money logo
Fixed Nov-2020 From Virgin Money
Initial rate 1.65% Nov-2020
Maximum LTV 65%
Overall cost of comparison 4.3% APRC
See deal
Call NatWest 0800 068 8567
NatWest logo
Fixed Dec-2020 From NatWest
Initial rate 1.65% Dec-2020
Maximum LTV 60%
Overall cost of comparison 4% APRC
See deal

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

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Fri: 8am - 8pm
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Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

This comparison simply includes all mortgage services

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Compare Furness mortgages

You can choose from several different kinds of mortgage with Furness Building Society, depending on your borrowing needs and personal financial circumstances.

Homeowner mortgages

Depending on your circumstances, you may be able to borrow up to 95% of a property’s market value as a mortgage with Furness Building Society in order to buy a home. They will also take into account your personal or joint income.

They offer two main types of mortgages for homeowners: fixed rate mortgages and discount mortgages. A fixed rate mortgage means your interest rates are set at a guaranteed level for an introductory period, generally 2-5 years, after which you will switch to a variable rate.

Discount rate mortgages give you a reduced rate of interest for an introductory period, usually 2 years with Furness, after with you will switch to a normal variable rate of interest.

Buy to Let mortgages

Furness Building Society will allow you to borrow up to 75% of a property’s value if you are looking to buy it to rent out. They may also take into account the monthly rental value of the property. Many providers of buy to let mortgages will want the monthly rent to cover the monthly mortgage payments, plus an extra margin to act as a buffer, often around 25%.

Remortgaging with Furness Building Society

If you feel you are paying too much on your existing mortgage, or need to borrow more for home improvements or other purposes, you may want to look at remortgaging. This means taking out a new mortgage and using it to pay off your old one, either to reduce your monthly payments or so you end up with some extra cash left over.

Loan to value ratio

There are two main factors that will affect how much you can borrow as a mortgage: your income and your loan to value (LTV) ratio. LTV is a way of showing how much you can borrow as a percentage of the market value of the property you are borrowing against.

So, if you are applying for a mortgage for £50,000, secured against a home worth £100,000, then your LTV would equal 50%. Both existing and new borrowing are factored in, so if you later wanted to borrow a further £25,000 on the same property, your new LTV would be 75%.

You will usually find that you are offered better interest rates on mortgages with a lower LTV.

Find the best deals on mortgage rates

With such a wide range of providers and different mortgage types available across the market, we know that many customers struggle to identify which deals offer them the best value. Our mortgage calculator is designed to take some of the confusion out of the equation.

To see how it works, head to the top of the page and enter some basic information, including how much you want to borrow, how long for and why you need a mortgage. The calculator will then match you up with the most appropriate deals that we have found from across the market.

Latest news

Cost of fixed rate mortgages have started to increase as Bank of England rate rise looms

A number of high street banks have started to increase their mortgage rates. The reason for this is that banks are having to pay more to access the funds they lend out to UK homeowners.

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