This website uses cookies to improve user experience. By using our website you consent to all cookies in accordance with our Cookie Policy. Read more

Investec is a specialist banking and asset management group. They offer mortgages for homeowners, buy to let landlord and other specialist mortgage products for more niche customer types.

This makes our LTV . Invalid LTV.

Call Post Office 0808 178 6813
Post Office logo
Fixed Jul-2020 From Post Office
Initial rate 1.63% Jul-2020
Maximum LTV 60%
Overall cost of comparison 4.1% APRC
See deal
FREE Valuation
Post Office Interest Only Mortgages. Borrowing In Retirement Options Up To Age 80.
Call Post Office 0808 178 6813
Post Office logo
Fixed Jul-2020 From Post Office
Initial rate 1.63% Jul-2020
Maximum LTV 60%
Overall cost of comparison 4.1% APRC
See deal
FREE Valuation
Post Office Interest Only Mortgages. Borrowing In Retirement Options Up To Age 80.
Call NatWest 0800 068 8567
NatWest logo
Fixed Jul-2020 From NatWest
Initial rate 1.66% Jul-2020
Maximum LTV 60%
Overall cost of comparison 3.8% APRC
See deal
Call Royal Bank Of Scotland 0800 068 7706
Royal Bank Of Scotland logo
Fixed Jul-2020 From Royal Bank Of Scotland
Initial rate 1.66% Jul-2020
Maximum LTV 60%
Overall cost of comparison 3.8% APRC
See deal
Call NatWest 0800 068 8567
NatWest logo
Fixed Jul-2020 From NatWest
Initial rate 1.66% Jul-2020
Maximum LTV 60%
Overall cost of comparison 3.8% APRC
See deal
Call NatWest 0800 068 8567
NatWest logo
Tracker Jul-2020 From NatWest
Initial rate 1.84% Jul-2020
Maximum LTV 60%
Overall cost of comparison 3.8% APRC
See deal
Call Royal Bank Of Scotland 0800 068 7706
Royal Bank Of Scotland logo
Tracker Jul-2020 From Royal Bank Of Scotland
Initial rate 1.84% Jul-2020
Maximum LTV 60%
Overall cost of comparison 3.8% APRC
See deal
Call NatWest 0800 068 8567
NatWest logo
Tracker Jul-2020 From NatWest
Initial rate 1.84% Jul-2020
Maximum LTV 60%
Overall cost of comparison 3.8% APRC
See deal
Call Post Office 0808 178 6813
Post Office logo
Fixed Jul-2021 From Post Office
Initial rate 1.88% Jul-2021
Maximum LTV 70%
Overall cost of comparison 4% APRC
See deal
Call Post Office 0808 178 6813
Post Office logo
Fixed Jul-2021 From Post Office
Initial rate 1.88% Jul-2021
Maximum LTV 70%
Overall cost of comparison 4% APRC
See deal

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

See the next 10 mortgages

Request Mortgage Quote

Mortgage Quotes & Advice

Our independent mortgage service provides:

  • FREE initial mortgage consultation
  • Access to exclusive mortgage deals not available on the high street
  • A dedicated mortgage adviser and case handler to deal with your mortgage from enquiry to completion

"Our mortgage team is committed to providing you with an excellent mortgage service". Adam Arnott, Head of Mortgages & Protection.

Mortgage details

Initial rate:
Initial rate period:
Overall cost for comparison:
Maximum loan to value:
Product fee:

To find out more, call on

Website:
Lines are open:
Mon: 8am - 8pm
Tue: 8am - 8pm
Wed: 8am - 8pm
Thu: 8am - 8pm
Fri: 8am - 8pm
Sat: 9am - 4pm
Sun: Closed
Calls may be recorded

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

This comparison simply includes all mortgage services

Please make sure you meet the following criteria:

Compare Investec mortgages

Investec’s mortgages could be a good fit if you match the type of borrower they are looking for. By carefully assessing the different types of mortgages they offer, you can see whether they might be a good match for your borrowing needs or whether you might be better looking at a more traditional lender.

Residential mortgages

Investec offers mortgages for homeowners, whether they are looking to buy a main residence or a second home they only intend to occupy occasionally. Unlike many other lenders, Investec are willing to offer mortgages on UK properties to individuals where the UK is not their main country of residence.

Buy to Let mortgages

If you are interested in buying a property to rent out, Investec may be able to lend you up to 70% of the property’s value. The amount you can borrow will also depend on your personal circumstances and is likely to be influenced by the monthly rental income the property is projected to earn.

Revolving mortgages

Investec offer specialist mortgages known as revolving mortgages. These give you the flexibility to borrow extra money flexibly as and when you need it, up to an agreed limit.

This type of mortgage is aimed at clients who are likely to want to raise extra finances for buying, refinancing or refurbishing other properties. Investec revolving mortgages are only available to clients with an annual income in excess of £300,000.

Loan to value ratio

With any type of mortgage, a key determiner of how much you are likely to be able to borrow will be the property’s loan to value (LTV) ratio. This is a means of expressing how much you wish to borrow against the property as a percentage of its market value.

So, if you are aiming to borrow £50,000 secured on a property worth £100,000, your LTV would be 50%. You also have to account for existing debt when calculating LTV, so if you wanted to borrow £25,000 as a secured loan on a £100,000 property which already had a £50,000 mortgage, this would add up to a combined LTV of 75%.

The lower your LTV, the better deal you will normally get on your interest rates.

Find the best deals on mortgage rates

Whether you are looking for a traditional mortgage or something more niche, finding the best deal on your borrowing can be challenging. Our mortgage calculator is a free tool with allows you to quickly and easily compare some of the top deals from across the market.

All you have to do is head to the top of the page and plug in some key details, such as the amount you need to borrow, how long you are hoping to repay over and your reason for needing a mortgage. The calculator with then match your personal requirements with appropriate deals, allowing you to quickly and easily assess which offer the best value for you.  

Latest news

Cost of fixed rate mortgages have started to increase as Bank of England rate rise looms

A number of high street banks have started to increase their mortgage rates. The reason for this is that banks are having to pay more to access the funds they lend out to UK homeowners.

Newletter signup

Sign up to our Newsletter to get exclusive news and offers direct to your inbox.

Let's get social now! Twitter Facebook

About us

mortages.direct is a trading style of Fair Investment Company.

We've been comparing and recommending mortgage deals for many years so you can trust you're in good hands.