This website uses cookies to improve user experience. By using our website you consent to all cookies in accordance with our Cookie Policy. Read more

Compare Leeds BS Mortgage Rates. Leeds Building Society is one of the UK’s largest building societies. Their mortgages include specialist products for first time buyers, current homeowners, buy to let landlords and existing mortgage holders looking to borrow more.

This makes our LTV . Invalid LTV.

Mortgage type
Initial rate term
Call NatWest 0800 096 7889
NatWest logo
Fixed Sep-2022 From NatWest
Initial rate 1.17% Sep-2022
Maximum LTV 60%
Overall cost of comparison 3.8% APRC
See deal
£250 Cashback
UK MARKET LEADING 2 YEAR FIXED RATE. Interest only option.
Call Virgin Money 0330 057 1528
Virgin Money logo
Fixed Nov-2022 From Virgin Money
Initial rate 1.16% Nov-2022
Maximum LTV 65%
Overall cost of comparison 3.8% APRC
See deal
Call Royal Bank Of Scotland 0800 096 7966
Royal Bank Of Scotland logo
Fixed Sep-2022 From Royal Bank Of Scotland
Initial rate 1.17% Sep-2022
Maximum LTV 60%
Overall cost of comparison 3.8% APRC
See deal
Call NatWest 0800 096 7889
NatWest logo
Fixed Sep-2025 From NatWest
Initial rate 1.41% Sep-2025
Maximum LTV 60%
Overall cost of comparison 3.3% APRC
See deal
Call Royal Bank Of Scotland 0800 096 7966
Royal Bank Of Scotland logo
Fixed Sep-2025 From Royal Bank Of Scotland
Initial rate 1.41% Sep-2025
Maximum LTV 60%
Overall cost of comparison 3.3% APRC
See deal
Call Virgin Money 0330 057 1528
Virgin Money logo
Fixed Nov-2025 From Virgin Money
Initial rate 1.42% Nov-2025
Maximum LTV 65%
Overall cost of comparison 3.1% APRC
See deal
Call Virgin Money 0330 057 1528
Virgin Money logo
Fixed Nov-2025 From Virgin Money
Initial rate 1.47% Nov-2025
Maximum LTV 65%
Overall cost of comparison 3.2% APRC
See deal
Call Virgin Money 0330 057 1528
Virgin Money logo
Fixed Nov-2025 From Virgin Money
Initial rate 1.64% Nov-2025
Maximum LTV 65%
Overall cost of comparison 3.2% APRC
See deal
Call Virgin Money 0330 057 1528
Virgin Money logo
Fixed Nov-2023 From Virgin Money
Initial rate 1.69% Nov-2023
Maximum LTV 65%
Overall cost of comparison 3.6% APRC
See deal

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

See the next 10 mortgages

Compare Mortgage Deals

"BOE base rate cut to 0.1% - Mortgage rates at all time low!"

Compare Top UK Mortgage Deals

  • Complete our 30 second form to find the latest deals
  • Compare quotes for leading UK lenders with an FCA qualified adviser with no obligation
  • Get a mortgage deal that is suited to your needs!

"Our mortgage team is committed to providing you with an excellent mortgage service".

Mortgage details

Initial rate:
Initial rate period:
Overall cost for comparison:
Maximum loan to value:
Product fee:

To find out more, call on

Website:
Lines are open:
Mon: 8am - 8pm
Tue: 8am - 8pm
Wed: 8am - 8pm
Thu: 8am - 8pm
Fri: 8am - 8pm
Sat: 9am - 4pm
Sun: Closed
Calls may be recorded

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

This comparison simply includes all mortgage services

Please make sure you meet the following criteria:

Get A Great Mortgage Deal!

We are 100% independent. Find the best mortgage rates from UK lenders...

Mortgages Direct provides an independent mortgage quotes and advice service. When you submit this form you will be contacted by a regulated mortgage adviser to discuss your options.

Compare Leeds mortgages

Every borrower has their own unique requirements. Understanding yours will allow you to work out which is the best type of mortgage for you.

First Time Buyer mortgages

Many first time buyers are unable to save a sufficient deposit to be able to buy a home with a traditional mortgage. This is why many lenders, including Leeds Building Society, offer dedicated first time buyer mortgages. These offer up to 95% of a property’s value as a mortgage, meaning buyers only need to get together a much smaller deposit.

First time buyer mortgages can also include provisions such as introductory monthly repayment discounts and the option for family members to help out by putting their own homes up as partial security for the mortgage.

Buy to Let mortgages

Leeds Building Society offers up to 70% of a property’s value to landlords looking to buy a property to rent out. The amount you can borrow may also depend on the monthly rental value of the property, calculated at market rates. This will usually need to exceed the monthly repayments on your mortgage, plus a buffer, which is often an extra 25%.

Remortgaging with Leeds Building Society

If you already have a mortgage, but feel it is not offering good value, or simply need to borrow more, remortgaging can be a good option. Remortgaging allows you to take out a new mortgage and use it to pay off your existing one, which can leave you with lower monthly payments or a spare lump sum.

Second charge mortgages

Remortgaging is not always the cheapest way to increase your borrowing against your home. If you already have a good deal on your mortgage, it can be better value to take out a separate secured loan, commonly known as a second charge mortgage.

Loan to value ratio

When deciding how much to lend you, one of the main things mortgage providers look at is your loan to value (LTV) ratio. This represents how much you want to take out as a mortgage as a percentage of the property in question’s total value.

So, if you were aiming to borrow £50,000 on a property worth £100,000, that would give you a loan to value ratio of 50%. The lower your LTV, the lower your interest rates will tend to be. It also takes into account existing debt, so is a calculation of all current and proposed debt leveraged against a property.

Find the best deals on mortgage rates

If you want to get the best possible deal on your mortgage, you need to compare offers from various different lenders. Our mortgage calculator allows you to do this quickly and easily. All you have to do is head to the top of the page and put in some basic information about your borrowing requirements. The mortgage calculator will then match you up with some of the best value mortgages from across the market.

Latest news

Mortgage Rates Set To Fall - Is It A Good Time To Remortgage?

In response to the coronavirus outbreak in the UK, the Bank of England has dramatically cut their base rate from 0.75% to 0.1% which is considered to be an emergency measure to help support the economy through the financial disruption caused by the spread of the Covid-19 virus. How will this move impact your mortgage...

Newletter signup

Sign up to our Newsletter to get exclusive news and offers direct to your inbox.

Let's get social now! Twitter Facebook

About us

mortages.direct is a trading style of Fair Investment Company.

We've been comparing and recommending mortgage deals for many years so you can trust you're in good hands.