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Loughborough Building Society offers mortgages on properties across mainland England and Wales, although some of their products are restricted to certain postcodes. Their mortgages are designed for various types of borrowers, including first time buyers, current homeowners, buy to let landlords and existing mortgage holders looking to increase their borrowing.

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Call Post Office 0808 178 6813
Post Office logo
Fixed Sep-2020 From Post Office
Initial rate 1.45% Sep-2020
Maximum LTV 60%
Overall cost of comparison 4.1% APRC
See deal
FREE Valuation
Post Office Interest Only Mortgages. Borrowing In Retirement Options Up To Age 80.
Call NatWest 0800 068 8567
NatWest logo
Fixed Dec-2020 From NatWest
Initial rate 1.55% Dec-2020
Maximum LTV 60%
Overall cost of comparison 3.7% APRC
See deal
Call NatWest 0800 068 8567
NatWest logo
Fixed Dec-2020 From NatWest
Initial rate 1.55% Dec-2020
Maximum LTV 60%
Overall cost of comparison 3.7% APRC
See deal
Call Post Office 0808 178 6813
Post Office logo
Fixed Sep-2020 From Post Office
Initial rate 1.55% Sep-2020
Maximum LTV 60%
Overall cost of comparison 4.1% APRC
See deal
Call Post Office 0808 178 6813
Post Office logo
Fixed Sep-2020 From Post Office
Initial rate 1.58% Sep-2020
Maximum LTV 60%
Overall cost of comparison 4% APRC
See deal
Call NatWest 0800 068 8567
NatWest logo
Fixed Dec-2020 From NatWest
Initial rate 1.61% Dec-2020
Maximum LTV 60%
Overall cost of comparison 3.8% APRC
See deal
Call Post Office 0808 178 6813
Post Office logo
Fixed Sep-2020 From Post Office
Initial rate 1.63% Sep-2020
Maximum LTV 75%
Overall cost of comparison 4% APRC
See deal
Call Virgin Money 0330 057 1528
Virgin Money logo
Fixed Nov-2020 From Virgin Money
Initial rate 1.65% Nov-2020
Maximum LTV 65%
Overall cost of comparison 4.3% APRC
See deal
Call Virgin Money 0330 057 1528
Virgin Money logo
Fixed Nov-2020 From Virgin Money
Initial rate 1.65% Nov-2020
Maximum LTV 65%
Overall cost of comparison 4.3% APRC
See deal
Call NatWest 0800 068 8567
NatWest logo
Fixed Dec-2020 From NatWest
Initial rate 1.65% Dec-2020
Maximum LTV 60%
Overall cost of comparison 3.7% APRC
See deal

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

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Sat: 9am - 4pm
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Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

This comparison simply includes all mortgage services

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Compare Loughborough mortgages

There are many different types of mortgages aimed at different types of borrowers. Which is the best option for you will depend on your specific borrowing needs and your personal financial circumstances.

First Time Buyer mortgages

Loughborough Building Society offer mortgages to customers with deposits as low as 5% to help first time buyers get a foot on the property ladder. They will also consider guarantor mortgages, allowing close family members to help first time buyers to secure the money they need to purchase their first home.

Buy to Let mortgages

For those looking at buying a property to rent out, Loughborough Building Society will lend up to 80% of the property’s value as a buy to let mortgage. To qualify for a buy to let mortgage from Loughborough Building Society you will need to be at least 25. The amount you can borrow may also depend on the monthly market rental income of the property.

Remortgaging with Loughborough Building Society

Whether you want to get a better deal to reduce your monthly repayments, or borrow more for home improvements or other purposes, remortgaging can be an attractive option. Switching your mortgage to Loughborough Building Society could allow you to receive a better interest rate or leave you with a lump sum once your old mortgage is paid off.

Second charge mortgages

If you are happy with your existing mortgage but want to borrow more, a second charge mortgage can be a cost effective way to do this. Second charge mortgages are a way of taking out a secured loan on your property which is entirely separate to your existing mortgage and can be a relatively quick and affordable way to borrow.

Loan to value ratio

When deciding how much to lend to each borrower, mortgage providers look at the loan to value (LTV) ratio. This is a way of see how much the mortgage is as a percentage of the value of the property.

So, if you are buying a £100,000 property and need to borrow £50,000, this gives you an LTV of 50%. If you later seek to borrow an extra £25,000 as a second charge mortgage, this would put your combined LTV up to 75%. Most lenders will offer better rates on mortgages with a lower LTV.

Find the best deals on mortgage rates

Everyone wants to find the best people deal on their mortgage and our mortgage calculator can help you do just that. All you need to do is share some basic information, including how much you need to borrow and how long for. The mortgage calculator will then show you appropriate deals from across the market, making it easy for you to compare them all and see which offers the best value for you.

Latest news

Cost of fixed rate mortgages have started to increase as Bank of England rate rise looms

A number of high street banks have started to increase their mortgage rates. The reason for this is that banks are having to pay more to access the funds they lend out to UK homeowners.

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