This website uses cookies to improve user experience. By using our website you consent to all cookies in accordance with our Cookie Policy. Read more
This makes our LTV . Invalid LTV.

Call NatWest 0800 068 8567
NatWest logo
Fixed Mar-2021 From NatWest
Initial rate 1.54% Mar-2021
Maximum LTV 60%
Overall cost of comparison 4% APRC
See deal
No Valuation & Legal Fees
FREE legal & valuation fees!
Call Virgin Money 0330 057 1528
Virgin Money logo
Fixed Mar-2021 From Virgin Money
Initial rate 1.67% Mar-2021
Maximum LTV 65%
Overall cost of comparison 4.4% APRC
See deal
Call Virgin Money 0330 057 1528
Virgin Money logo
Fixed Mar-2022 From Virgin Money
Initial rate 1.78% Mar-2022
Maximum LTV 65%
Overall cost of comparison 4.1% APRC
See deal
Call NatWest 0800 068 8567
NatWest logo
Fixed Mar-2021 From NatWest
Initial rate 1.82% Mar-2021
Maximum LTV 80%
Overall cost of comparison 4% APRC
See deal
Call Post Office 0808 178 6813
Post Office logo
Fixed Jan-2021 From Post Office
Initial rate 1.84% Jan-2021
Maximum LTV 75%
Overall cost of comparison 4.1% APRC
See deal
Call NatWest 0800 068 8567
NatWest logo
Fixed Mar-2024 From NatWest
Initial rate 1.94% Mar-2024
Maximum LTV 60%
Overall cost of comparison 3.5% APRC
See deal
Call Post Office 0808 178 6813
Post Office logo
Fixed Jan-2021 From Post Office
Initial rate 1.95% Jan-2021
Maximum LTV 85%
Overall cost of comparison 4.3% APRC
See deal
Call Virgin Money 0330 057 1528
Virgin Money logo
Fixed Mar-2021 From Virgin Money
Initial rate 1.98% Mar-2021
Maximum LTV 65%
Overall cost of comparison 4.4% APRC
See deal
Call Virgin Money 0330 057 1528
Virgin Money logo
Fixed Mar-2024 From Virgin Money
Initial rate 2.01% Mar-2024
Maximum LTV 65%
Overall cost of comparison 3.8% APRC
See deal
Call Post Office 0808 178 6813
Post Office logo
Fixed Jan-2021 From Post Office
Initial rate 2.01% Jan-2021
Maximum LTV 60%
Overall cost of comparison 4.3% APRC
See deal

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

See the next 10 mortgages

XXX: MortgageQuoteTwoStepPopupForm

Request Mortgage Quote

Mortgage Quotes & Advice

Our independent mortgage service provides:

  • FREE initial mortgage consultation
  • Access to exclusive mortgage deals not available on the high street
  • A dedicated mortgage adviser and case handler to deal with your mortgage from enquiry to completion

"Our mortgage team is committed to providing you with an excellent mortgage service". Adam Arnott, Head of Mortgages & Protection.

Mortgage details

Initial rate:
Initial rate period:
Overall cost for comparison:
Maximum loan to value:
Product fee:

To find out more, call on

Website:
Lines are open:
Mon: 8am - 8pm
Tue: 8am - 8pm
Wed: 8am - 8pm
Thu: 8am - 8pm
Fri: 8am - 8pm
Sat: 9am - 4pm
Sun: Closed
Calls may be recorded

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

This comparison simply includes all mortgage services

Please make sure you meet the following criteria:

Get A Great Mortgage Deal!

We are 100% independent. Find the best mortgage rates from UK lenders...

Mortgages Direct provides an independent mortgage quotes and advice service. When you submit this form you will be contacted by a regulated mortgage adviser to discuss your options.

How much can I borrow

Due to new rules governing the mortgage lending market, lenders have changed the way they review mortgage applications. Lenders will now prioritise the affordability of the mortgage over anything else. It is likely that lenders will ask for details of your employment, your income and your monthly outgoings.

If you are looking for a 2 year fixed rate mortgage, find our mortgage table above that shows the best mortgage deals on the market. 

How to calculate mortgage repayments

Our mortgage calculator can help you forecast your monthly mortgage payments with ease. Simply fill in the fields with the purpose of your mortgage, the value of the property, the amount you wish to borrow, the type of mortgage you want, your preference on capital and interest or interest only mortgage and the length of mortgage.

Once you have successfully completed the fields, the mortgage calculator will produce the best mortgage deals on the market.

What is a fixed rate mortgage

Fixed rate mortgages allow you to enjoy a set interest rate for the initial period. Banks often offer mortgages with fixed rate terms for 2,3,5 or 10 years.

However, as it is impossible to know what interest rates will do in the near future, you may agree a fixed rate mortgage with a competitive interest rate today that does not look as attractive in the middle of your fixed rate term.

Post Office RemortgagePost Office are offering some great fixed rates on their mortgages.

What is a tracker rate mortgage

Tracker mortgages, unlike fixed rate mortgages, have variable interest rates. This is because the interest rates offered by tracker mortgages are determined by the Bank of England’s base interest rate. Therefore, when the Bank of England's base rate increases so do the tracker mortgages’ interest rates.

Repayment or interest only

Repayment mortgages: these mortgages allow you to own the property at the end of the mortgage. Typically, the monthly payments are higher than other mortgages because you have to pay the capital and the interest on the mortgage.

Interest only mortgages: these mortgages do not give you the opportunity to own the property outright. This is because you only pay the interest on the mortgage. On the flipside, the monthly mortgage payments are often significantly lower than other mortgages.

Making overpayments

There are lenders on the market that allow you to make overpayments on your mortgage. This could be an advantage, especially if you want to pay off your mortgage as quickly as possible. However, there are some lenders who prohibit overpayments; these lenders will charge early repayment fees if you make overpayments.

If you want to explore your mortgage options, it is a good idea to speak to an independent mortgage broker who will be able to offer impartial advice.

Latest news

Cost of fixed rate mortgages have started to increase as Bank of England rate rise looms

A number of high street banks have started to increase their mortgage rates. The reason for this is that banks are having to pay more to access the funds they lend out to UK homeowners.

Newletter signup

Sign up to our Newsletter to get exclusive news and offers direct to your inbox.

Let's get social now! Twitter Facebook

About us

mortages.direct is a trading style of Fair Investment Company.

We've been comparing and recommending mortgage deals for many years so you can trust you're in good hands.