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This makes our LTV . Invalid LTV.

Call NatWest 0800 068 8567
NatWest logo
Fixed Mar-2021 From NatWest
Initial rate 1.54% Mar-2021
Maximum LTV 60%
Overall cost of comparison 4% APRC
See deal
No Valuation & Legal Fees
FREE legal & valuation fees!
Call Virgin Money 0330 057 1528
Virgin Money logo
Fixed Mar-2021 From Virgin Money
Initial rate 1.67% Mar-2021
Maximum LTV 65%
Overall cost of comparison 4.4% APRC
See deal
Call Virgin Money 0330 057 1528
Virgin Money logo
Fixed Mar-2022 From Virgin Money
Initial rate 1.78% Mar-2022
Maximum LTV 65%
Overall cost of comparison 4.1% APRC
See deal
Call NatWest 0800 068 8567
NatWest logo
Fixed Mar-2021 From NatWest
Initial rate 1.82% Mar-2021
Maximum LTV 80%
Overall cost of comparison 4% APRC
See deal
Call Post Office 0808 178 6813
Post Office logo
Fixed Jan-2021 From Post Office
Initial rate 1.84% Jan-2021
Maximum LTV 75%
Overall cost of comparison 4.1% APRC
See deal
Call NatWest 0800 068 8567
NatWest logo
Fixed Mar-2024 From NatWest
Initial rate 1.94% Mar-2024
Maximum LTV 60%
Overall cost of comparison 3.5% APRC
See deal
Call Post Office 0808 178 6813
Post Office logo
Fixed Jan-2021 From Post Office
Initial rate 1.95% Jan-2021
Maximum LTV 85%
Overall cost of comparison 4.3% APRC
See deal
Call Virgin Money 0330 057 1528
Virgin Money logo
Fixed Mar-2021 From Virgin Money
Initial rate 1.98% Mar-2021
Maximum LTV 65%
Overall cost of comparison 4.4% APRC
See deal
Call Virgin Money 0330 057 1528
Virgin Money logo
Fixed Mar-2024 From Virgin Money
Initial rate 2.01% Mar-2024
Maximum LTV 65%
Overall cost of comparison 3.8% APRC
See deal
Call Post Office 0808 178 6813
Post Office logo
Fixed Jan-2021 From Post Office
Initial rate 2.01% Jan-2021
Maximum LTV 60%
Overall cost of comparison 4.3% APRC
See deal

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

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Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

This comparison simply includes all mortgage services

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Mortgages Direct provides an independent mortgage quotes and advice service. When you submit this form you will be contacted by a regulated mortgage adviser to discuss your options.

How much can I borrow

Lenders have altered their mortgage application process due to the new rules surrounding the mortgage lending market. Lenders’ main focus is now on the affordability of the mortgage, and they will often request the following in support of an application:

  • Details of your employment
  • Your income
  • Your monthly outgoings

If you need a £250,000 mortgage, find our mortgage table above that shows the best mortgage deals available.

How to calculate mortgage repayments

You can use our mortgage calculator to find out the size of your monthly mortgage repayments.

Simply input the following information into the corresponding fields of the mortgage calculator:

  • The purpose of your mortgage
  • The value of the property
  • The amount you wish to borrow
  • The type of mortgage you want
  • Your preference on capital and interest or interest only mortgage
  • The length of mortgage

After correctly filling in all the information above, the mortgage calculator will produce a breakdown of the mortgage deals available to you.

What is a fixed rate mortgage

Fixed rate mortgages allow you to get a fixed interest rate for a set period of time. High street banks usually offer fixed rate mortgages for 2,3,5 or 10 years.

As interest rates are likely to change over the years, you should bear in mind that the interest rate you secure at the start of your fixed rate term may not be as competitive by the end of your fixed rate term.

Post Office RemortgagePost Office are offering some great fixed rates on their mortgages.

What is a tracker rate mortgage

Tracker mortgages are mortgages that are closely linked to the Bank of England’s base interest rate. Tracker mortgages’ interest rates are variable and react to any movement of the Bank of England’s base rate. For example if the base rate increases, so do the tracker mortgages’ interest rate.

Repayment or interest only

Interest only mortgages are mortgages that allow you to keep your mortgage repayments down, as you only have to pay the interest of a mortgage.

Repayment mortgages are mortgages that require you to pay both the capital and the interest on a mortgage. This means that repayment mortgages often have higher monthly mortgage payments.

Making overpayments

There are lenders on the mortgage market that are prepared to accept overpayments on a mortgage. Making overpayments on a mortgage is a sure-fire way of repaying the mortgage quickly. It should be noted that not all lenders allow overpayments, and some even charge early repayment penalties if overpayments are made. It is advisable to always check with your mortgage provider before making any overpayments.

If you want to explore your mortgage options, it is a good idea to speak to an independent mortgage broker who will be able to offer impartial advice.

Latest news

Cost of fixed rate mortgages have started to increase as Bank of England rate rise looms

A number of high street banks have started to increase their mortgage rates. The reason for this is that banks are having to pay more to access the funds they lend out to UK homeowners.

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We've been comparing and recommending mortgage deals for many years so you can trust you're in good hands.