This website uses cookies to improve user experience. By using our website you consent to all cookies in accordance with our Cookie Policy. Read more
This makes our LTV . Invalid LTV.

Call Post Office 0808 178 6813
Post Office logo
Fixed Jul-2020 From Post Office
Initial rate 1.63% Jul-2020
Maximum LTV 60%
Overall cost of comparison 4.1% APRC
See deal
FREE Valuation
Post Office Interest Only Mortgages. Borrowing In Retirement Options Up To Age 80.
Call Post Office 0808 178 6813
Post Office logo
Fixed Jul-2020 From Post Office
Initial rate 1.63% Jul-2020
Maximum LTV 60%
Overall cost of comparison 4.1% APRC
See deal
FREE Valuation
Post Office Interest Only Mortgages. Borrowing In Retirement Options Up To Age 80.
Call HSBC 0800 077 4336
HSBC logo
Fixed Aug-2021 From HSBC
Initial rate 1.62% Aug-2021
Maximum LTV 60%
Overall cost of comparison 3.5% APRC
See deal
Call NatWest 0800 068 8567
NatWest logo
Fixed Jul-2020 From NatWest
Initial rate 1.65% Jul-2020
Maximum LTV 60%
Overall cost of comparison 3.7% APRC
See deal
Call NatWest 0800 068 8567
NatWest logo
Fixed Jul-2020 From NatWest
Initial rate 1.65% Jul-2020
Maximum LTV 60%
Overall cost of comparison 3.7% APRC
See deal
Call HSBC 0800 077 4336
HSBC logo
Fixed Aug-2021 From HSBC
Initial rate 1.69% Aug-2021
Maximum LTV 60%
Overall cost of comparison 3.5% APRC
See deal
Call HSBC 0800 077 4336
HSBC logo
Fixed Aug-2021 From HSBC
Initial rate 1.69% Aug-2021
Maximum LTV 60%
Overall cost of comparison 3.5% APRC
See deal
Call Post Office 0808 178 6813
Post Office logo
Fixed Jul-2020 From Post Office
Initial rate 1.79% Jul-2020
Maximum LTV 75%
Overall cost of comparison 4% APRC
See deal
Call HSBC 0800 077 4336
HSBC logo
Fixed Aug-2023 From HSBC
Initial rate 1.84% Aug-2023
Maximum LTV 60%
Overall cost of comparison 3.2% APRC
See deal
Call Post Office 0808 178 6813
Post Office logo
Fixed Jul-2021 From Post Office
Initial rate 1.88% Jul-2021
Maximum LTV 70%
Overall cost of comparison 4% APRC
See deal

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

See the next 10 mortgages

Request Mortgage Quote

Mortgage Quotes & Advice

Our independent mortgage service provides:

  • FREE initial mortgage consultation
  • Access to exclusive mortgage deals not available on the high street
  • A dedicated mortgage adviser and case handler to deal with your mortgage from enquiry to completion

"Our mortgage team is committed to providing you with an excellent mortgage service". Adam Arnott, Head of Mortgages & Protection.

Mortgage details

Initial rate:
Initial rate period:
Overall cost for comparison:
Maximum loan to value:
Product fee:

To find out more, call on

Website:
Lines are open:
Mon: 8am - 8pm
Tue: 8am - 8pm
Wed: 8am - 8pm
Thu: 8am - 8pm
Fri: 8am - 8pm
Sat: 9am - 4pm
Sun: Closed
Calls may be recorded

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

This comparison simply includes all mortgage services

Please make sure you meet the following criteria:

How much can I borrow

The new mortgage lending rules have influenced lenders to change the way they view mortgage applications. Lenders now will focus on the affordability of a mortgage over everything else.

Typically, lenders will now ask for details of your employment, your income and your monthly outgoings to support your mortgage application.

If you are looking for a 5 year fixed rate mortgage, find our mortgage table above that shows the best mortgage deals on the market. 

How to calculate mortgage repayments

You can calculate how much you will pay in mortgage repayments each month by using our mortgage calculator.

Fill in the calculator with the following information to see the best deals on the market:

  • The purpose of your mortgage
  • The value of the property
  • The amount you wish to borrow
  • The type of mortgage you want
  • Your preference on capital and interest or interest only mortgage
  • The length of mortgage

What is a fixed rate mortgage

A fixed rate mortgage gives you the chance to pay a fixed amount of interest for a set period of time. You will usually find fixed rate mortgages with terms for 2,3,5 or 10 years.

Although it may seem appealing to secure an interest rate for a set period of time, you never know how interest rates may fluctuate during your introductory period. Therefore, you should bear in mind that a good interest rate today may end up being a bad one mid-way through your fixed term.

Post Office RemortgagePost Office are offering some great fixed rates on their mortgages.

What is a tracker rate mortgage

Tracker Mortgages are mortgages that have an interest rate that is heavily dependent on the Bank of England’s base interest rate.

Repayment or interest only

A repayment mortgage is a mortgage that gives you the opportunity to own the property at the end of the mortgage. This is because you have to pay both the capital and interest on the mortgage, which means that the monthly repayments are usually higher than other mortgages.

An interest only mortgage is a mortgage that only requires you to pay the interest on the mortgage. As a result, the monthly mortgage payments are often relatively low, but interest only mortgages do not enable you to own the property at the end of the mortgage.

Making overpayments

Some banks are prepared to accept overpayments on a mortgage. This could be an appealing prospect, especially if you want to repay your mortgage quickly. However, there are some lenders who will levy an early repayment charge if you make an overpayment. Therefore, you should always check with your mortgage provider before making any overpayments.

If you want to explore your mortgage options, it is a good idea to speak to an independent mortgage broker who will be able to offer impartial advice.

Latest news

Cost of fixed rate mortgages have started to increase as Bank of England rate rise looms

A number of high street banks have started to increase their mortgage rates. The reason for this is that banks are having to pay more to access the funds they lend out to UK homeowners.

Newletter signup

Sign up to our Newsletter to get exclusive news and offers direct to your inbox.

Let's get social now! Twitter Facebook

About us

mortages.direct is a trading style of Fair Investment Company.

We've been comparing and recommending mortgage deals for many years so you can trust you're in good hands.