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This makes our LTV . Invalid LTV.

Call Post Office 0808 178 6813
Post Office logo
Fixed Jul-2020 From Post Office
Initial rate 1.63% Jul-2020
Maximum LTV 60%
Overall cost of comparison 4.1% APRC
See deal
FREE Valuation
Post Office Interest Only Mortgages. Borrowing In Retirement Options Up To Age 80.
Call Post Office 0808 178 6813
Post Office logo
Fixed Jul-2020 From Post Office
Initial rate 1.63% Jul-2020
Maximum LTV 60%
Overall cost of comparison 4.1% APRC
See deal
FREE Valuation
Post Office Interest Only Mortgages. Borrowing In Retirement Options Up To Age 80.
Call NatWest 0800 068 8567
NatWest logo
Fixed Jul-2020 From NatWest
Initial rate 1.65% Jul-2020
Maximum LTV 60%
Overall cost of comparison 3.7% APRC
See deal
Call NatWest 0800 068 8567
NatWest logo
Fixed Jul-2020 From NatWest
Initial rate 1.65% Jul-2020
Maximum LTV 60%
Overall cost of comparison 3.7% APRC
See deal
Call Post Office 0808 178 6813
Post Office logo
Fixed Jul-2020 From Post Office
Initial rate 1.79% Jul-2020
Maximum LTV 75%
Overall cost of comparison 4% APRC
See deal
Call NatWest 0800 068 8567
NatWest logo
Tracker Jul-2020 From NatWest
Initial rate 1.84% Jul-2020
Maximum LTV 60%
Overall cost of comparison 3.8% APRC
See deal
Call NatWest 0800 068 8567
NatWest logo
Tracker Jul-2020 From NatWest
Initial rate 1.84% Jul-2020
Maximum LTV 60%
Overall cost of comparison 3.8% APRC
See deal
Call Royal Bank Of Scotland 0800 068 7706
Royal Bank Of Scotland logo
Tracker Jul-2020 From Royal Bank Of Scotland
Initial rate 1.84% Jul-2020
Maximum LTV 60%
Overall cost of comparison 3.8% APRC
See deal
Call Royal Bank Of Scotland 0800 068 7706
Royal Bank Of Scotland logo
Tracker Jul-2020 From Royal Bank Of Scotland
Initial rate 1.84% Jul-2020
Maximum LTV 60%
Overall cost of comparison 3.8% APRC
See deal
Call NatWest 0800 068 8567
NatWest logo
Tracker Jul-2020 From NatWest
Initial rate 1.84% Jul-2020
Maximum LTV 60%
Overall cost of comparison 3.8% APRC
See deal

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

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Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

This comparison simply includes all mortgage services

Please make sure you meet the following criteria:

How much can I borrow

Mortgage lenders have changed the way they review mortgage applications due to the new rules that govern the mortgage market.

With affordability as the main focus for lenders, you will likely need to provide details of your credit score, your employment, your income and your monthly outgoings to support your mortgage application.

If you are looking to remortgage your property, find out what you could borrow with the mortgage table above.

How to calculate mortgage repayments

When you remortgage your property you need to consider what your monthly mortgage payments will be.

Fill in our mortgage calculator to give you an idea of how much you will have to pay each month.

Enter the purpose of your mortgage, the value of the property, the amount you wish to borrow, the type of mortgage you want (either capital and interest or interest only mortgage) and the length of mortgage, and our mortgage calculator will give you the best deals available.

What is a fixed rate mortgage

You can secure a fixed rate of interest through a fixed rate mortgage. These mortgages provide a set interest rate for an agreed period; high street banks often offer fixed rate mortgages for 2,3,5 or 10 years.

A fixed rate mortgage could allow you to plan your finances accurately, as you would know exactly how much you will have to pay each month for the fixed term.

However, it should be noted that an attractive interest rate now may not look as good half way through your fixed term.  If you are remortgaging your property, then you might want to explore all the mortgages available before committing for a long fixed rate mortgage.

Post Office RemortgagePost Office are offering some great fixed rates on their mortgages.

What is a tracker rate mortgage

Tracker mortgages are mortgages with interest rates that are heavily dependent on the Bank of England’s base interest rate. Therefore, if the Bank of England hike their base rate, then tracker mortgages’ interest rates will increase.

Repayment or interest only

Repayment mortgages require you to pay the capital and the interest on a mortgage. Although these mortgages tend to have higher monthly payments, you will own the property at the end of the mortgage.

Interest only mortgages only need the interest of the mortgage paid. This means that each month your monthly payments would be lower than a repayment mortgage, but you will not own the property at the end of the mortgage.

Making overpayments

There are some lenders that are flexible in relation to overpayment of mortgages. Overpaying your mortgage may help you pay off your mortgage faster than if you only paid the minimum required each month. However, there are some lenders who levy early repayment penalties to those who make overpayments on their mortgages. Therefore, it is important to always check with your mortgage provider before making an overpayment.

If you want to explore your mortgage options, it is a good idea to speak to an independent mortgage broker who will be able to offer impartial advice.

Latest news

Cost of fixed rate mortgages have started to increase as Bank of England rate rise looms

A number of high street banks have started to increase their mortgage rates. The reason for this is that banks are having to pay more to access the funds they lend out to UK homeowners.

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We've been comparing and recommending mortgage deals for many years so you can trust you're in good hands.