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This makes our LTV . Invalid LTV.

Call Post Office 0808 178 6813
Post Office logo
Fixed Sep-2020 From Post Office
Initial rate 1.45% Sep-2020
Maximum LTV 60%
Overall cost of comparison 4.1% APRC
See deal
FREE Valuation
Post Office Interest Only Mortgages. Borrowing In Retirement Options Up To Age 80.
Call NatWest 0800 068 8567
NatWest logo
Fixed Dec-2020 From NatWest
Initial rate 1.55% Dec-2020
Maximum LTV 60%
Overall cost of comparison 3.9% APRC
See deal
Call NatWest 0800 068 8567
NatWest logo
Fixed Dec-2020 From NatWest
Initial rate 1.55% Dec-2020
Maximum LTV 60%
Overall cost of comparison 3.9% APRC
See deal
Call Post Office 0808 178 6813
Post Office logo
Fixed Sep-2020 From Post Office
Initial rate 1.55% Sep-2020
Maximum LTV 60%
Overall cost of comparison 4.1% APRC
See deal
Call Post Office 0808 178 6813
Post Office logo
Fixed Sep-2020 From Post Office
Initial rate 1.58% Sep-2020
Maximum LTV 60%
Overall cost of comparison 4% APRC
See deal
Call NatWest 0800 068 8567
NatWest logo
Fixed Dec-2020 From NatWest
Initial rate 1.61% Dec-2020
Maximum LTV 60%
Overall cost of comparison 4% APRC
See deal
Call Post Office 0808 178 6813
Post Office logo
Fixed Sep-2020 From Post Office
Initial rate 1.63% Sep-2020
Maximum LTV 75%
Overall cost of comparison 4% APRC
See deal
Call Virgin Money 0330 057 1528
Virgin Money logo
Fixed Nov-2020 From Virgin Money
Initial rate 1.65% Nov-2020
Maximum LTV 65%
Overall cost of comparison 4.3% APRC
See deal
Call Virgin Money 0330 057 1528
Virgin Money logo
Fixed Nov-2020 From Virgin Money
Initial rate 1.65% Nov-2020
Maximum LTV 65%
Overall cost of comparison 4.3% APRC
See deal
Call NatWest 0800 068 8567
NatWest logo
Fixed Dec-2020 From NatWest
Initial rate 1.65% Dec-2020
Maximum LTV 60%
Overall cost of comparison 4% APRC
See deal

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

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Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

This comparison simply includes all mortgage services

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Mortgages Direct provides an independent mortgage quotes and advice service. When you submit this form you will be contacted by a regulated mortgage adviser to discuss your options.

How much can I borrow

New rules surrounding the mortgage lending market have affected the way that lenders consider mortgage applications.  The majority of lenders now focus on the affordability of the mortgage and will usually require details of your employment, your income and your monthly outgoings in support of an application.

Find our mortgage table above that shows the best mortgage deals on the market. 

How to calculate mortgage repayments

Working out your monthly mortgage payments is important and you can do so using our mortgage calculator above.

Complete the fields with the following information:

  • The purpose of your mortgage
  • The value of the property
  • The amount you wish to borrow
  • The type of mortgage you want
  • Your preference on capital and interest or interest only mortgage
  • The length of mortgage.

Once you have successfully completed the fields, the mortgage calculator will produce the best mortgage deals on the market.

What is a fixed rate mortgage

A fixed rate mortgage is a mortgage that has a set interest rate for an introductory period, usually the fixed rate period will be 2,3,5 or 10 years.

You can never predict how interest rates will behave, and it is possible that an attractive interest rate today may not be as good half way through your fixed rate term.

Post Office RemortgagePost Office are offering some great fixed rates on their mortgages.

What is a tracker rate mortgage

A tracker mortgage is a mortgage where the interest rate is linked to the Bank of England’s base interest rate. This means that tracker mortgages’ interest rates will increase in the event that the Bank of England raise their base rate.

Repayment or interest only

A repayment mortgage is a mortgage that requires you to pay both the capital and the interest on the mortgage. These mortgages tend to have higher interest rates than other mortgages, but you will own the property at the end of the mortgage.

Interest only mortgages only require you to repay the interest on the mortgage. Generally, the monthly payments are smaller than other mortgages. It is important to note that on an interest only mortgage you will not own the property at the end of the mortgage.

Making overpayments

Some lenders are flexible and allow you to make overpayments on your mortgage. Making overpayments may help you pay off your mortgage faster. However, before you make any overpayment you should check with your lender, as some lenders are not prepared to allow overpayments and charge early repayment fees.

If you want to explore your mortgage options, it is a good idea to speak to an independent mortgage broker who will be able to offer impartial advice.

Latest news

Cost of fixed rate mortgages have started to increase as Bank of England rate rise looms

A number of high street banks have started to increase their mortgage rates. The reason for this is that banks are having to pay more to access the funds they lend out to UK homeowners.

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We've been comparing and recommending mortgage deals for many years so you can trust you're in good hands.