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Hanley Economic BS logo
3.69% Fixed to 27/12/2023 From Hanley Economic BS
Initial rate 3.69%
Monthly cost £613 for 13 months
Overall cost 5.7% APRC
See deal
Molo Finance logo
3.95% Fixed From Molo Finance
Initial rate 3.95%
Monthly cost £630 for 0 months
Overall cost 4.2% APRC
See deal
Molo Finance logo
4.05% Fixed From Molo Finance
Initial rate 4.05%
Monthly cost £637 for 0 months
Overall cost 4.2% APRC
See deal
Darlington BS logo
4.09% Fixed to 30/09/2027 From Darlington BS
Initial rate 4.09%
Monthly cost £639 for 59 months
Overall cost 5.2% APRC
See deal
TSB logo
4.09% Fixed to 30/11/2032 From TSB
Initial rate 4.09%
Monthly cost £639 for 121 months
Overall cost 4.6% APRC
See deal
Kensington logo
4.10% Fixed From Kensington
Initial rate 4.10%
Monthly cost £640 for 0 months
Overall cost 4.4% APRC
See deal
Molo Finance logo
4.18% Fixed From Molo Finance
Initial rate 4.18%
Monthly cost £645 for 0 months
Overall cost 4.4% APRC
See deal
Danske Bank logo
4.21% Fixed to 04/01/2028 From Danske Bank
Initial rate 4.21%
Monthly cost £647 for 62 months
Overall cost 5.1% APRC
See deal
Danske Bank logo
4.21% Fixed to 04/01/2028 From Danske Bank
Initial rate 4.21%
Monthly cost £647 for 62 months
Overall cost 5.1% APRC
See deal
Danske Bank logo
4.21% Fixed to 04/01/2028 From Danske Bank
Initial rate 4.21%
Monthly cost £647 for 62 months
Overall cost 5.1% APRC
See deal

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

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How much can I borrow

New rules surrounding the mortgage lending market have affected the way that lenders consider mortgage applications.  The majority of lenders now focus on the affordability of the mortgage and will usually require details of your employment, your income and your monthly outgoings in support of an application.

Find our mortgage table above that shows the best mortgage deals on the market. 

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Complete the fields with the following information:

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Once you have successfully completed the fields, the mortgage calculator will produce the best mortgage deals on the market.

What is a fixed rate mortgage

A fixed rate mortgage is a mortgage that has a set interest rate for an introductory period, usually the fixed rate period will be 2,3,5 or 10 years.

You can never predict how interest rates will behave, and it is possible that an attractive interest rate today may not be as good half way through your fixed rate term.

What is a tracker rate mortgage

A tracker mortgage is a mortgage where the interest rate is linked to the Bank of England’s base interest rate. This means that tracker mortgages’ interest rates will increase in the event that the Bank of England raise their base rate.

Repayment or interest only

A repayment mortgage is a mortgage that requires you to pay both the capital and the interest on the mortgage. These mortgages tend to have higher interest rates than other mortgages, but you will own the property at the end of the mortgage.

Interest only mortgages only require you to repay the interest on the mortgage. Generally, the monthly payments are smaller than other mortgages. It is important to note that on an interest only mortgage you will not own the property at the end of the mortgage.

Making overpayments

Some lenders are flexible and allow you to make overpayments on your mortgage. Making overpayments may help you pay off your mortgage faster. However, before you make any overpayment you should check with your lender, as some lenders are not prepared to allow overpayments and charge early repayment fees.

If you want to explore your mortgage options, it is a good idea to speak to an independent mortgage broker who will be able to offer impartial advice.

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