This website uses cookies to improve user experience. By using our website you consent to all cookies in accordance with our Cookie Policy. Read more
This makes our LTV . Invalid LTV.

Call NatWest 0800 068 8567
NatWest logo
Fixed Mar-2021 From NatWest
Initial rate 1.54% Mar-2021
Maximum LTV 60%
Overall cost of comparison 4% APRC
See deal
No Valuation & Legal Fees
FREE legal & valuation fees!
Call Virgin Money 0330 057 1528
Virgin Money logo
Fixed Mar-2021 From Virgin Money
Initial rate 1.67% Mar-2021
Maximum LTV 65%
Overall cost of comparison 4.4% APRC
See deal
Call Virgin Money 0330 057 1528
Virgin Money logo
Fixed Mar-2022 From Virgin Money
Initial rate 1.78% Mar-2022
Maximum LTV 65%
Overall cost of comparison 4.1% APRC
See deal
Call NatWest 0800 068 8567
NatWest logo
Fixed Mar-2021 From NatWest
Initial rate 1.82% Mar-2021
Maximum LTV 80%
Overall cost of comparison 4% APRC
See deal
Call Post Office 0808 178 6813
Post Office logo
Fixed Jan-2021 From Post Office
Initial rate 1.84% Jan-2021
Maximum LTV 75%
Overall cost of comparison 4.1% APRC
See deal
Call NatWest 0800 068 8567
NatWest logo
Fixed Mar-2024 From NatWest
Initial rate 1.94% Mar-2024
Maximum LTV 60%
Overall cost of comparison 3.5% APRC
See deal
Call Post Office 0808 178 6813
Post Office logo
Fixed Jan-2021 From Post Office
Initial rate 1.95% Jan-2021
Maximum LTV 85%
Overall cost of comparison 4.3% APRC
See deal
Call Virgin Money 0330 057 1528
Virgin Money logo
Fixed Mar-2021 From Virgin Money
Initial rate 1.98% Mar-2021
Maximum LTV 65%
Overall cost of comparison 4.4% APRC
See deal
Call Virgin Money 0330 057 1528
Virgin Money logo
Fixed Mar-2024 From Virgin Money
Initial rate 2.01% Mar-2024
Maximum LTV 65%
Overall cost of comparison 3.8% APRC
See deal
Call Post Office 0808 178 6813
Post Office logo
Fixed Jan-2021 From Post Office
Initial rate 2.01% Jan-2021
Maximum LTV 60%
Overall cost of comparison 4.3% APRC
See deal

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

See the next 10 mortgages

XXX: MortgageQuoteTwoStepPopupForm

Request Mortgage Quote

Mortgage Quotes & Advice

Our independent mortgage service provides:

  • FREE initial mortgage consultation
  • Access to exclusive mortgage deals not available on the high street
  • A dedicated mortgage adviser and case handler to deal with your mortgage from enquiry to completion

"Our mortgage team is committed to providing you with an excellent mortgage service". Adam Arnott, Head of Mortgages & Protection.

Mortgage details

Initial rate:
Initial rate period:
Overall cost for comparison:
Maximum loan to value:
Product fee:

To find out more, call on

Website:
Lines are open:
Mon: 8am - 8pm
Tue: 8am - 8pm
Wed: 8am - 8pm
Thu: 8am - 8pm
Fri: 8am - 8pm
Sat: 9am - 4pm
Sun: Closed
Calls may be recorded

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

This comparison simply includes all mortgage services

Please make sure you meet the following criteria:

Get A Great Mortgage Deal!

We are 100% independent. Find the best mortgage rates from UK lenders...

Mortgages Direct provides an independent mortgage quotes and advice service. When you submit this form you will be contacted by a regulated mortgage adviser to discuss your options.

How much can I borrow

New rules have been introduced that have altered the way lenders view applications. The amount you can borrow will depend on your personal circumstances, and as a self employed person it is likely that banks will request the following:

  • Details of the property
  • Details of your employment
  • A number of months bank statements
  • Three years’ worth of tax returns

Find out mortgage table above that the best mortgage deals on the market.  

How to calculate mortgage repayments

You can calculate how much your mortgage repayments will be with our mortgage calculator.

To operate the mortgage calculator simply input:

  • The purpose of your mortgage
  • The value of the property
  • The amount you want to borrow
  • The length of mortgage
  • Your preference (capital and interest or interest only mortgages)
  • The type of mortgage you want

Once you have correctly provided the information required, the calculator will produce a list of the best mortgages for you.

What is a fixed rate mortgage?

A fixed rate mortgage is a mortgage that provides a set interest rate for an agreed amount of time. Typically banks will offer fixed rate mortgages for 2,3,4 or 5 years.

Securing a set interest rate for a prolonged period of time may seem like a good idea. However, it should be noted that interest rates may fluctuate during your fixed term, so an interest rate that looks attractive now may not be so favourable a few years down the line.

Post Office Mortgage OffersPost Office offer a great range of mortgage offers - Click here »

What is a tracker rate mortgage?

A tracker mortgage is a mortgage that has an interest rate that is closely linked to the Bank of England’s base rate mortgage. Therefore, if the Bank of England hikes their interest rate, then tracker mortgages’ interest rate will increase.

Repayment or interest only

Repayment mortgages: allow you to repay both the mortgage and its interest at the same time. The repayment mortgages typically have higher monthly mortgage payments.

Interest only mortgages: only require you to pay the interest of the mortgage. The loan repayments are often lower than other mortgages and can help you qualify for a larger mortgage in the future.

Making overpayments

Overpaying on your mortgage could be a good way to pay of your mortgage quickly. It is important to note that some lenders are not prepared to allow overpayments, and could charge early repayment charges to those who overpay on their mortgage.

If you want to explore your mortgage options, it is a good idea to speak to an independent mortgage broker who will be able to offer impartial advice.

Latest news

Cost of fixed rate mortgages have started to increase as Bank of England rate rise looms

A number of high street banks have started to increase their mortgage rates. The reason for this is that banks are having to pay more to access the funds they lend out to UK homeowners.

Newletter signup

Sign up to our Newsletter to get exclusive news and offers direct to your inbox.

Let's get social now! Twitter Facebook

About us

mortages.direct is a trading style of Fair Investment Company.

We've been comparing and recommending mortgage deals for many years so you can trust you're in good hands.