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This makes our LTV . Invalid LTV.

Call Post Office 0808 178 6813
Post Office logo
Fixed Jul-2020 From Post Office
Initial rate 1.63% Jul-2020
Maximum LTV 60%
Overall cost of comparison 4.1% APRC
See deal
FREE Valuation
Post Office Interest Only Mortgages. Borrowing In Retirement Options Up To Age 80.
Call Post Office 0808 178 6813
Post Office logo
Fixed Jul-2020 From Post Office
Initial rate 1.63% Jul-2020
Maximum LTV 60%
Overall cost of comparison 4.1% APRC
See deal
FREE Valuation
Post Office Interest Only Mortgages. Borrowing In Retirement Options Up To Age 80.
Call NatWest 0800 068 8567
NatWest logo
Fixed Jul-2020 From NatWest
Initial rate 1.66% Jul-2020
Maximum LTV 60%
Overall cost of comparison 3.8% APRC
See deal
Call Royal Bank Of Scotland 0800 068 7706
Royal Bank Of Scotland logo
Fixed Jul-2020 From Royal Bank Of Scotland
Initial rate 1.66% Jul-2020
Maximum LTV 60%
Overall cost of comparison 3.8% APRC
See deal
Call NatWest 0800 068 8567
NatWest logo
Fixed Jul-2020 From NatWest
Initial rate 1.66% Jul-2020
Maximum LTV 60%
Overall cost of comparison 3.8% APRC
See deal
Call Virgin Money 0330 057 1528
Virgin Money logo
Fixed Sep-2020 From Virgin Money
Initial rate 1.89% Sep-2020
Maximum LTV 90%
Overall cost of comparison 4.4% APRC
See deal
Call HSBC 0800 077 4336
HSBC logo
Fixed Aug-2020 From HSBC
Initial rate 1.89% Aug-2020
Maximum LTV 60%
Overall cost of comparison 3.6% APRC
See deal
Call Post Office 0808 178 6813
Post Office logo
Fixed Jul-2020 From Post Office
Initial rate 1.93% Jul-2020
Maximum LTV 75%
Overall cost of comparison 4% APRC
See deal
Call Post Office 0808 178 6813
Post Office logo
Fixed Jul-2020 From Post Office
Initial rate 1.98% Jul-2020
Maximum LTV 75%
Overall cost of comparison 4.1% APRC
See deal
Call Virgin Money 0330 057 1528
Virgin Money logo
Fixed Sep-2020 From Virgin Money
Initial rate 1.98% Sep-2020
Maximum LTV 65%
Overall cost of comparison 4.4% APRC
See deal

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

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Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

This comparison simply includes all mortgage services

Please make sure you meet the following criteria:

Can you take your mortgage with you when moving home?

Most mortgages are portable, meaning you can transfer them from your current home to your new one when you move. This is something you will need to discuss with your lender and they will usually need to carry out a valuation of the new property before agreeing the move.

There is normally a fee for moving your mortgage to a new property, but, again, this is something to discuss with your lender.

However, when you are moving house, it is the ideal time to shop around and see if you can get a better deal on your mortgage. This might mean remortgaging with your current lender or moving to a new mortgage provider.

Fixed rate mortgages versus tracker mortgages

If you do choose to remortgage when you move home, you will usually have to choose between a fixed rate mortgage and a tracker rate mortgage.

A fixed rate mortgage will offer a set interest rate for an initial period (often 2 years) after which you will switch to a variable rate of interest.

A tracker rate mortgage will offer an interest rate set at an agreed interval above the Bank of England base rate (or an equivalent). Again, this lasts for an introductory period with 2 years being common.

Which option you choose will depend whether you prefer the certainty of a guaranteed rate or prefer the idea of a rate which could go down as well as up.

Latest news

Cost of fixed rate mortgages have started to increase as Bank of England rate rise looms

A number of high street banks have started to increase their mortgage rates. The reason for this is that banks are having to pay more to access the funds they lend out to UK homeowners.

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