This website uses cookies to improve user experience. By using our website you consent to all cookies in accordance with our Cookie Policy. Read more

Compare Nationwide Mortgages. Nationwide Building Society is the largest building society in the world. They offer mortgages throughout the UK for first time buyers, current homeowners and those looking to increase their borrowing.

This makes our LTV . Invalid LTV.

Mortgage type
Initial rate term
Call NatWest 0800 096 7889
NatWest logo
Fixed Dec-2022 From NatWest
Initial rate 1.38% Dec-2022
Maximum LTV 60%
Overall cost of comparison 3.8% APRC
See deal
£250 Cashback
Interest only option.
Call Virgin Money 0330 057 1528
Virgin Money logo
Fixed Jan-2023 From Virgin Money
Initial rate 1.24% Jan-2023
Maximum LTV 65%
Overall cost of comparison 3.8% APRC
See deal
Call Royal Bank Of Scotland 0800 096 7966
Royal Bank Of Scotland logo
Fixed Dec-2022 From Royal Bank Of Scotland
Initial rate 1.38% Dec-2022
Maximum LTV 60%
Overall cost of comparison 3.8% APRC
See deal

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

See the next 3 mortgages

Compare Mortgage Deals

"BOE base rate cut to 0.1% - Mortgage rates at all time low!"

Compare Top UK Mortgage Deals

  • Complete our 30 second form to find the latest deals
  • Compare quotes for leading UK lenders with an FCA qualified adviser with no obligation
  • Get a mortgage deal that is suited to your needs!

"Our mortgage team is committed to providing you with an excellent mortgage service".

Mortgage details

Initial rate:
Initial rate period:
Overall cost for comparison:
Maximum loan to value:
Product fee:

To find out more, call on

Lines are open:
Mon: 8am - 8pm
Tue: 8am - 8pm
Wed: 8am - 8pm
Thu: 8am - 8pm
Fri: 8am - 8pm
Sat: 9am - 4pm
Sun: Closed
Calls may be recorded

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

This comparison simply includes all mortgage services

Please make sure you meet the following criteria:

Get A Great Mortgage Deal!

We are 100% independent. Find the best mortgage rates from UK lenders...

Mortgages Direct provides an independent mortgage quotes and advice service. When you submit this form you will be contacted by a regulated mortgage adviser to discuss your options.

Compare Nationwide mortgages

When looking at mortgages, it is important to know which kind of mortgage is most appropriate for your borrowing needs and personal circumstances. By comparing the different types of mortgages available, you should be able to find a good deal for you.

First Time Buyer mortgages

It is well known that many first time buyers have difficulty raising a sufficient deposit to buy their first home. Nationwide is one of a number of lenders who help first time buyers deal with this problem by offering mortgages of up to 95% of the value of a property.

This means the buyers only have to raise 5% of the purchase price as a deposit, making it much more affordable. They can also help with finance for alternative options, such as shared ownership mortgages.

Remortgaging with Nationwide

It may be possible to reduce your monthly mortgage payments by switching from your current provider to Nationwide, or one of their competitors. If you can secure a new mortgage with lower monthly repayments, this would allow you to pay off your existing mortgage leaving you with less to pay each month.

Alternatively, you may be able to borrow more that your existing mortgage, meaning that once it is paid off with the new mortgage you will be left with a spare cash sum for home improvements or other purposes.

Second charge mortgages

Customers who have had their mortgage for at least six months and are not renting out their property may be able to take out a separate second mortgage if they need to raise extra funds. This can allow you to take your combined borrowing up to 80-85% of the market value of your property, depending on the circumstances.

Loan to value ratio

Loan to value (LTV) ratio shows how much the amount you want to borrow works out to as a percentage of the market value of the property you wish to secure the loan against. So, if you need to borrow £50,000 on a £100,000 property, this will give you an LTV of 50%.

In general, the lower your LTV, the better interest rates you are likely to be offered, however a number of different factors will also affect this. Most lenders state the maximum LTV they are willing to go to with their different types of mortgages. This allows you to see how much of a deposit you will need to raise to make up the difference.

Find the best deals on mortgage rates

Using our mortgage calculator, you can compare deals from across the market to help you find the best possible rates for your borrowing needs. All you have to do is input some basic information about your borrowing requirements and we will match you up with our pick of the most appropriate deals available. That way you can easily compare and contrast the various offers to find the right one for you. Head to the top of the page to try it out.

Latest news

Mortgage Rates Set To Fall - Is It A Good Time To Remortgage?

In response to the coronavirus outbreak in the UK, the Bank of England has dramatically cut their base rate from 0.75% to 0.1% which is considered to be an emergency measure to help support the economy through the financial disruption caused by the spread of the Covid-19 virus. How will this move impact your mortgage...

Newletter signup

Sign up to our Newsletter to get exclusive news and offers direct to your inbox.

Let's get social now! Twitter Facebook

About us is a trading style of Fair Investment Company.

We've been comparing and recommending mortgage deals for many years so you can trust you're in good hands.