This website uses cookies to improve user experience. By using our website you consent to all cookies in accordance with our Cookie Policy. Read more

Compare Mortgage Rates From The Post Office. Deals from leading UK lenders including mortgages for over 65s. Use our enquiry form below if you require advice on your options. Some lenders allow you to borrow up to age 90 on an interest only basis.

This makes our LTV . Invalid LTV.

Call NatWest 0800 158 2934
NatWest logo
Fixed Jun-2022 From NatWest
Initial rate 1.21% Jun-2022
Maximum LTV 60%
Overall cost of comparison 3.8% APRC
See deal
£250 Cashback
UK MARKET LEADING 2 YEAR FIXED RATE. Interest only option.
Call Royal Bank Of Scotland 0800 096 7447
Royal Bank Of Scotland logo
Fixed Jun-2022 From Royal Bank Of Scotland
Initial rate 1.21% Jun-2022
Maximum LTV 60%
Overall cost of comparison 3.8% APRC
See deal
Santander UK Plc logo
Tracker 2 years From Santander UK Plc
Initial rate 1.29% 2 years
Maximum LTV 75%
Overall cost of comparison 3% APRC
See deal
Santander UK Plc logo
Tracker 2 years From Santander UK Plc
Initial rate 1.29% 2 years
Maximum LTV 75%
Overall cost of comparison 3% APRC
See deal
Santander UK Plc logo
Fixed Jul-2022 From Santander UK Plc
Initial rate 1.34% Jul-2022
Maximum LTV 60%
Overall cost of comparison 3% APRC
See deal
Santander UK Plc logo
Fixed Jul-2025 From Santander UK Plc
Initial rate 1.49% Jul-2025
Maximum LTV 60%
Overall cost of comparison 2.6% APRC
See deal
Santander UK Plc logo
Fixed Jul-2025 From Santander UK Plc
Initial rate 1.49% Jul-2025
Maximum LTV 60%
Overall cost of comparison 2.6% APRC
See deal
Call NatWest 0800 158 2934
NatWest logo
Fixed Jun-2025 From NatWest
Initial rate 1.49% Jun-2025
Maximum LTV 60%
Overall cost of comparison 3.3% APRC
See deal
Call Royal Bank Of Scotland 0800 096 7447
Royal Bank Of Scotland logo
Fixed Jun-2025 From Royal Bank Of Scotland
Initial rate 1.49% Jun-2025
Maximum LTV 60%
Overall cost of comparison 3.3% APRC
See deal
Santander UK Plc logo
Fixed Jul-2022 From Santander UK Plc
Initial rate 1.64% Jul-2022
Maximum LTV 60%
Overall cost of comparison 3% APRC
See deal

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

See the next 10 mortgages

Compare Mortgage Deals

"BOE base rate cut to 0.1% - Mortgage rates at all time low!"

Compare Top UK Mortgage Deals

  • Complete our 30 second form to find the latest deals
  • Compare quotes for leading UK lenders with an FCA qualified adviser with no obligation
  • Get a mortgage deal that is suited to your needs!

"Our mortgage team is committed to providing you with an excellent mortgage service".

Mortgage details

Initial rate:
Initial rate period:
Overall cost for comparison:
Maximum loan to value:
Product fee:

To find out more, call on

Website:
Lines are open:
Mon: 8am - 8pm
Tue: 8am - 8pm
Wed: 8am - 8pm
Thu: 8am - 8pm
Fri: 8am - 8pm
Sat: 9am - 4pm
Sun: Closed
Calls may be recorded

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

This comparison simply includes all mortgage services

Please make sure you meet the following criteria:

Get A Great Mortgage Deal!

We are 100% independent. Find the best mortgage rates from UK lenders...

Mortgages Direct provides an independent mortgage quotes and advice service. When you submit this form you will be contacted by a regulated mortgage adviser to discuss your options.

How much can I borrow

There has been a shift in the approach mortgage lenders take when considering a mortgage application.  

Nowadays, lenders focus mainly on the affordability of the mortgage. As a result, lenders will require the following information:

  • Details of your employment
  • Your income
  • Your monthly outgoings

Find our mortgage table above that shows best mortgage deals available.

How to calculate mortgage repayments

Your ability to service monthly mortgage repayments will depend on how big the monthly payments are.

Use our mortgage calculator to find out how much your mortgage could cost you each month.

Input the following information and see the list of mortgage deals our calculator provides:

  • The purpose of your mortgage
  • The value of the property
  • The amount you wish to borrow
  • The type of mortgage you want
  • Your preference on capital and interest or interest only mortgage
  • The length of mortgage

What is a fixed rate mortgage

Fixed rate mortgages are mortgages that offer you the chance to secure a set interest rate for an introductory period. Typically, you can access fixed rate mortgages through high street banks for 2,3,5 or 10 years.

Fixed rate mortgages enable you to know exactly how much money you will have to pay each month for the entirety of your fixed term.  Before you commit to a fixed rate mortgage, remember that interest rates fluctuate over time. Therefore, if you get the best interest rate for a fixed term today, it may not be the best rate in the middle of your fixed term.

Post Office RemortgagePost Office are offering some great fixed rates on their mortgages.

What is a tracker rate mortgage

Tracker mortgages’ interest rates vary depending on the mortgage provider; however, every tracker mortgage is heavily dependent on the Bank of England’s base interest rate. If the Bank of England raise the base interest rate, then tracker mortgages’ interest rates will increase.

Repayment or interest only

Repayment mortgages are mortgages that cover both the capital and interest of the mortgage. Typically, repayment mortgages have higher monthly mortgage repayments than other mortgages, but you will own the property outright at the end of the mortgage.

Interest only mortgages require you only to pay the interest on a mortgage, which means the monthly payments are much lower than other mortgages. It is important to note that you will not own the property outright at the end of an interest only mortgage.

Making overpayments 

There are lenders on the mortgage lending market that are prepared to accept overpayments. This may be beneficial if you want to pay off your mortgage quickly. However, some lenders do not allow overpayments and charge early repayment penalties if overpayments are made. It is advisable to contact your mortgage provider if you are thinking of making an overpayment.

If you want to explore your mortgage options, it is a good idea to speak to an independent mortgage broker who will be able to offer impartial advice.

Latest news

Mortgage Rates Set To Fall - Is It A Good Time To Remortgage?

In response to the coronavirus outbreak in the UK, the Bank of England has dramatically cut their base rate from 0.75% to 0.1% which is considered to be an emergency measure to help support the economy through the financial disruption caused by the spread of the Covid-19 virus. How will this move impact your mortgage...

Newletter signup

Sign up to our Newsletter to get exclusive news and offers direct to your inbox.

Let's get social now! Twitter Facebook

About us

mortages.direct is a trading style of Fair Investment Company.

We've been comparing and recommending mortgage deals for many years so you can trust you're in good hands.