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Precise Mortgages is a specialist lender offering residential and buy to let mortgages through intermediaries. This means their mortgage products are not directly available to the public, but must be accessed through a professional mortgage advisor.

This makes our LTV . Invalid LTV.

Mortgage type
Initial rate term
Call NatWest 0800 068 8567
NatWest logo
Fixed Mar-2021 From NatWest
Initial rate 1.54% Mar-2021
Maximum LTV 60%
Overall cost of comparison 4% APRC
See deal
No Valuation & Legal Fees
FREE legal & valuation fees!
Call Virgin Money 0330 057 1528
Virgin Money logo
Fixed Mar-2021 From Virgin Money
Initial rate 1.67% Mar-2021
Maximum LTV 65%
Overall cost of comparison 4.4% APRC
See deal
Call Virgin Money 0330 057 1528
Virgin Money logo
Fixed Mar-2022 From Virgin Money
Initial rate 1.78% Mar-2022
Maximum LTV 65%
Overall cost of comparison 4.1% APRC
See deal
Call NatWest 0800 068 8567
NatWest logo
Fixed Mar-2021 From NatWest
Initial rate 1.82% Mar-2021
Maximum LTV 80%
Overall cost of comparison 4% APRC
See deal
Call Post Office 0808 178 6813
Post Office logo
Fixed Jan-2021 From Post Office
Initial rate 1.84% Jan-2021
Maximum LTV 75%
Overall cost of comparison 4.1% APRC
See deal
Call NatWest 0800 068 8567
NatWest logo
Fixed Mar-2024 From NatWest
Initial rate 1.94% Mar-2024
Maximum LTV 60%
Overall cost of comparison 3.5% APRC
See deal
Call Post Office 0808 178 6813
Post Office logo
Fixed Jan-2021 From Post Office
Initial rate 1.95% Jan-2021
Maximum LTV 85%
Overall cost of comparison 4.3% APRC
See deal
Call Virgin Money 0330 057 1528
Virgin Money logo
Fixed Mar-2021 From Virgin Money
Initial rate 1.98% Mar-2021
Maximum LTV 65%
Overall cost of comparison 4.4% APRC
See deal
Call Virgin Money 0330 057 1528
Virgin Money logo
Fixed Mar-2024 From Virgin Money
Initial rate 2.01% Mar-2024
Maximum LTV 65%
Overall cost of comparison 3.8% APRC
See deal

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

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Mortgage Quotes & Advice

Our independent mortgage service provides:

  • FREE initial mortgage consultation
  • Access to exclusive mortgage deals not available on the high street
  • A dedicated mortgage adviser and case handler to deal with your mortgage from enquiry to completion

"Our mortgage team is committed to providing you with an excellent mortgage service". Adam Arnott, Head of Mortgages & Protection.

Mortgage details

Initial rate:
Initial rate period:
Overall cost for comparison:
Maximum loan to value:
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To find out more, call on

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Lines are open:
Mon: 8am - 8pm
Tue: 8am - 8pm
Wed: 8am - 8pm
Thu: 8am - 8pm
Fri: 8am - 8pm
Sat: 9am - 4pm
Sun: Closed
Calls may be recorded

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

This comparison simply includes all mortgage services

Please make sure you meet the following criteria:

Get A Great Mortgage Deal!

We are 100% independent. Find the best mortgage rates from UK lenders...

Mortgages Direct provides an independent mortgage quotes and advice service. When you submit this form you will be contacted by a regulated mortgage adviser to discuss your options.

Compare Precise mortgages

Precise Mortgages offer a range of different mortgage products designed to match the needs of a variety of types of borrowers. Which is most likely to suit you will depend on your unique circumstances and borrowing needs.

Residential mortgages

If you are looking to move house or buy your first home, you may be able to borrow up to 85% of a property’s value with a residential mortgage from Precise Mortgages. They advertise their residential mortgages as being particularly suitable for those who are self-employed, first time buyers, people looking to buy a new build and even those with an adverse credit history.

Buy to Let mortgages

If you are a prospective landlord, or a current landlord looking to expand your rental portfolio, Precise Mortgages could be an attractive choice. They offer mortgages covering up to 80% of the value of a buy to let property, which is higher than a lot of their competitors.

Remortgaging with Precise Mortgages

If you are hoping to get a better deal on your mortgage or want to borrow more to fund home improvements or other spending, remortgaging can be a good idea. If you are able to get a deal with a lower interest rate or borrow more, you can cut your monthly payments or end up with a spare lump sum once your old mortgage is paid off.

Second charge mortgages

Remortgaging is not the only way to increase your secured borrowing. With a second charge mortgage (also known as a second charge loan) from Precise Mortgages you can take your combined secured borrowing up to 85% of your property’s value without interfering with your existing mortgage.

Loan to value ratio

When considering different mortgage products, one of the most important factors to look at it is the LTV or loan to value ratio offered with each particular type of mortgage. This tells you what percentage of a property’s value you will be able to borrow.

For example, if you are looking at a mortgage with an LTV of 75% with respect to a property worth £100,000, then the maximum you will be able to borrow is £75,000. It will be up to you to provide the balance up front as a deposit.

In most cases, the lower the LTV on a mortgage deal, the lower the interest rate you will be offered. This means it can make your mortgage much more affordable each month if you are able to raise a relatively large deposit.

Find the best deals on mortgage rates

To see the best deals on mortgages from across the industry, why not try out our free mortgage calculator? This will match you borrowing requirements to top mortgage products from all the leading lenders. That way you can quickly and easily compare the different options to see which offers the best value for you.

Latest news

Cost of fixed rate mortgages have started to increase as Bank of England rate rise looms

A number of high street banks have started to increase their mortgage rates. The reason for this is that banks are having to pay more to access the funds they lend out to UK homeowners.

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