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Precise Mortgages is a specialist lender offering residential and buy to let mortgages through intermediaries. This means their mortgage products are not directly available to the public, but must be accessed through a professional mortgage advisor.

This makes our LTV . Invalid LTV.

Mortgage type
Initial rate term
Call NatWest 0800 096 7889
NatWest logo
Fixed Mar-2023 From NatWest
Initial rate 1.34% Mar-2023
Maximum LTV 60%
Overall cost of comparison 3.3% APRC
See deal
£250 Cashback
Interest only option.
Call NatWest 0800 096 7889
NatWest logo
Fixed Mar-2023 From NatWest
Initial rate 1.31% Mar-2023
Maximum LTV 60%
Overall cost of comparison 3.3% APRC
See deal
Call Virgin Money 0330 057 1528
Virgin Money logo
Fixed Mar-2026 From Virgin Money
Initial rate 1.39% Mar-2026
Maximum LTV 65%
Overall cost of comparison 3.1% APRC
See deal

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

See the next 3 mortgages

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Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

This comparison simply includes all mortgage services

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Mortgages Direct provides an independent mortgage quotes and advice service. When you submit this form you will be contacted by a regulated mortgage adviser to discuss your options.

Compare Precise mortgages

Precise Mortgages offer a range of different mortgage products designed to match the needs of a variety of types of borrowers. Which is most likely to suit you will depend on your unique circumstances and borrowing needs.

Residential mortgages

If you are looking to move house or buy your first home, you may be able to borrow up to 85% of a property’s value with a residential mortgage from Precise Mortgages. They advertise their residential mortgages as being particularly suitable for those who are self-employed, first time buyers, people looking to buy a new build and even those with an adverse credit history.

Buy to Let mortgages

If you are a prospective landlord, or a current landlord looking to expand your rental portfolio, Precise Mortgages could be an attractive choice. They offer mortgages covering up to 80% of the value of a buy to let property, which is higher than a lot of their competitors.

Remortgaging with Precise Mortgages

If you are hoping to get a better deal on your mortgage or want to borrow more to fund home improvements or other spending, remortgaging can be a good idea. If you are able to get a deal with a lower interest rate or borrow more, you can cut your monthly payments or end up with a spare lump sum once your old mortgage is paid off.

Second charge mortgages

Remortgaging is not the only way to increase your secured borrowing. With a second charge mortgage (also known as a second charge loan) from Precise Mortgages you can take your combined secured borrowing up to 85% of your property’s value without interfering with your existing mortgage.

Loan to value ratio

When considering different mortgage products, one of the most important factors to look at it is the LTV or loan to value ratio offered with each particular type of mortgage. This tells you what percentage of a property’s value you will be able to borrow.

For example, if you are looking at a mortgage with an LTV of 75% with respect to a property worth £100,000, then the maximum you will be able to borrow is £75,000. It will be up to you to provide the balance up front as a deposit.

In most cases, the lower the LTV on a mortgage deal, the lower the interest rate you will be offered. This means it can make your mortgage much more affordable each month if you are able to raise a relatively large deposit.

Find the best deals on mortgage rates

To see the best deals on mortgages from across the industry, why not try out our free mortgage calculator? This will match you borrowing requirements to top mortgage products from all the leading lenders. That way you can quickly and easily compare the different options to see which offers the best value for you.

Latest news

Mortgage Rates Set To Fall - Is It A Good Time To Remortgage?

In response to the coronavirus outbreak in the UK, the Bank of England has dramatically cut their base rate from 0.75% to 0.1% which is considered to be an emergency measure to help support the economy through the financial disruption caused by the spread of the Covid-19 virus. How will this move impact your mortgage...

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