Remortgage To Buy A Second Property| Mortgage.direct

Remortgage To Buy A Second Property

Property value

Mortgage amount

Repayment type

Mortgage type

Term length

Rate type

Initial period

This makes our LTV . Invalid LTV.

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4.90% Fixed to 01/12/2028 From Virgin Money

Initial rate 4.90%

Monthly cost £695 for 61 months

Overall cost 7.7% APRC

See deal

Fees

Arrangement fee

£995

Valuation fee

No fee

Cashback

No cashback

Additional information

Description

4.90% Fixed to 01/12/2028

Incentives

Free valuation fees. free legal fees.

Early repayment charge

to 1/12/28: 3.5% Outstanding Balance

Total amount payable over term

£276,371

The total cost of a £120,000 mortgage over 25 years is £276,371. More information on this mortgage

4.92% Fixed for 5 years From first direct

Initial rate 4.92%

Monthly cost £696 for 60 months

Overall cost 6.3% APRC

See deal

Fees

Arrangement fee

No fee

Valuation fee

No fee

Cashback

No cashback

Additional information

Description

4.92% Fixed for 5 years

Incentives

Free valuation fees. free legal fees Remortgages.

Early repayment charge

1st 5 yrs: 3/2/2/2/2% Mortgage Advance

Total amount payable over term

£240,007

The total cost of a £120,000 mortgage over 25 years is £240,007. More information on this mortgage

4.92% Fixed to 30/11/2028 From Yorkshire Building Society

Initial rate 4.92%

Monthly cost £696 for 61 months

Overall cost 7.1% APRC

See deal

Fees

Arrangement fee

No fee

Valuation fee

No fee

Cashback

No cashback

Additional information

Description

4.92% Fixed to 30/11/2028

Incentives

Free valuation fees. free legal fees.

Early repayment charge

to 30/11/28: 5/4/3.5/2.5/2% Sum Repaid

Total amount payable over term

£260,270

The total cost of a £120,000 mortgage over 25 years is £260,270. More information on this mortgage

4.97% Fixed for 5 years From first direct

Initial rate 4.97%

Monthly cost £699 for 60 months

Overall cost 6.4% APRC

See deal

Fees

Arrangement fee

No fee

Valuation fee

No fee

Cashback

No cashback

Additional information

Description

4.97% Fixed for 5 years

Incentives

Free valuation fees. free legal fees Remortgages.

Early repayment charge

1st 5 yrs: 3/2/2/2/2% Mortgage Advance

Total amount payable over term

£240,374

The total cost of a £120,000 mortgage over 25 years is £240,374. More information on this mortgage

4.99% Fixed to 31/01/2029 From Bank of Ireland UK

Initial rate 4.99%

Monthly cost £701 for 63 months

Overall cost 7% APRC

See deal

Fees

Arrangement fee

£1,495

Valuation fee

No fee

Cashback

£500

Additional information

Description

4.99% Fixed to 31/01/2029

Incentives

Free valuation fees. free valuation admin fees. £500 cashback.

Early repayment charge

to 31/1/29: 4/4/3/3/2% Sum Repaid

Total amount payable over term

£257,059

The total cost of a £120,000 mortgage over 25 years is £257,059. More information on this mortgage

4.99% Fixed to 31/01/2029 From Bank of Ireland UK for Intermediaries

Initial rate 4.99%

Monthly cost £701 for 63 months

Overall cost 7% APRC

See deal

Fees

Arrangement fee

£1,495

Valuation fee

No fee

Cashback

£500

Additional information

Description

4.99% Fixed to 31/01/2029

Incentives

Free valuation fees. free valuation admin fees. £500 cashback.

Early repayment charge

to 31/1/29: 4/4/3/3/2% Sum Repaid

Total amount payable over term

£257,059

The total cost of a £120,000 mortgage over 25 years is £257,059. More information on this mortgage

4.99% Fixed for 5 years From Nationwide BS

Initial rate 4.99%

Monthly cost £701 for 60 months

Overall cost 7% APRC

See deal

Fees

Arrangement fee

No fee

Valuation fee

No fee

Cashback

No cashback

Additional information

Description

4.99% Fixed for 5 years

Incentives

Free valuation fees. free valuation admin fees. £500 cashback On Completion or free legal fees.

Early repayment charge

1st 5 yrs: 5/5/4/3/2% Outstanding Balance

Total amount payable over term

£256,620

The total cost of a £120,000 mortgage over 25 years is £256,620. More information on this mortgage

4.99% Fixed to 31/01/2029 From Skipton BS

Initial rate 4.99%

Monthly cost £701 for 63 months

Overall cost 6.5% APRC

See deal

Fees

Arrangement fee

No fee

Valuation fee

No fee

Cashback

No cashback

Additional information

Description

4.99% Fixed to 31/01/2029

Incentives

Free valuation fees. free legal fees Remortgages. free valuation admin fees.

Early repayment charge

to 31/1/29: 6/6/5/4/1.75% Outstanding Balance

Total amount payable over term

£239,433

The total cost of a £120,000 mortgage over 25 years is £239,433. More information on this mortgage

4.99% Fixed to 01/12/2030 From Virgin Money

Initial rate 4.99%

Monthly cost £701 for 85 months

Overall cost 7.1% APRC

See deal

Fees

Arrangement fee

£995

Valuation fee

No fee

Cashback

No cashback

Additional information

Description

4.99% Fixed to 01/12/2030

Incentives

Free valuation fees. free legal fees.

Early repayment charge

to 1/12/30: 6/6/5/4/3/2/1% Outstanding Balance

Total amount payable over term

£264,908

The total cost of a £120,000 mortgage over 25 years is £264,908. More information on this mortgage

Halifax

5.02% Fixed to 28/02/2034 From Halifax

Initial rate 5.02%

Monthly cost £703 for 124 months

Overall cost 6.3% APRC

Halifax See deal

Fees

Arrangement fee

£999

Valuation fee

No fee

Cashback

No cashback

Additional information

Description

5.02% Fixed to 28/02/2034

Incentives

Free valuation fees. free valuation admin fees. free legal fees. Green Home cashback for properties with an Energy Efficiency Band of A or B or a rating of 81 or higher £250.

Early repayment charge

to 28/2/34: 6/6/6/6/6/5/4/3/2/1% Mortgage Advance

Total amount payable over term

£243,948

The total cost of a £120,000 mortgage over 25 years is £243,948. More information on this mortgage

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

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Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

This comparison simply includes all mortgage services

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Raising Equity From Your Home To Buy A Second Property

By remortgaging you may be able to release equity in your home to buy a 2nd home.

People often remortgage to provide money for:

Home improvements
New Kitchen
New En-suite bathroom
Consolidate other existing debts
A second property

Remortgage To Consolidate Debt