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Compare West Brom Mortgages

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West Brom BS logo
Fixed 27 months From West Brom BS
Initial rate 1.84%
Monthly cost £749 for 27 months
Overall cost 3.7% APRC
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West Brom BS logo
Fixed 39 months From West Brom BS
Initial rate 1.89%
Monthly cost £753 for 39 months
Overall cost 3.5% APRC
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West Brom BS logo
Fixed 27 months From West Brom BS
Initial rate 1.94%
Monthly cost £758 for 27 months
Overall cost 3.7% APRC
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West Brom BS logo
Fixed 27 months From West Brom BS
Initial rate 2.24%
Monthly cost £784 for 27 months
Overall cost 3.8% APRC
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West Brom BS logo
Fixed 25 months From West Brom BS
Initial rate 2.24%
Monthly cost £784 for 25 months
Overall cost 3.8% APRC
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West Brom BS logo
Fixed 63 months From West Brom BS
Initial rate 2.29%
Monthly cost £789 for 63 months
Overall cost 3.4% APRC
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West Brom BS logo
Fixed 27 months From West Brom BS
Initial rate 2.39%
Monthly cost £798 for 27 months
Overall cost 3.8% APRC
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West Brom BS logo
Fixed 27 months From West Brom BS
Initial rate 2.49%
Monthly cost £807 for 27 months
Overall cost 3.8% APRC
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West Brom BS logo
Fixed 63 months From West Brom BS
Initial rate 2.54%
Monthly cost £811 for 63 months
Overall cost 3.5% APRC
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West Brom BS logo
Fixed 27 months From West Brom BS
Initial rate 2.79%
Monthly cost £834 for 27 months
Overall cost 3.9% APRC
See deal

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

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Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

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Compare West Brom mortgages

West Brom have a range of mortgage products to suit anyone looking to buy property. Depending on your specific borrowing requirements and personal circumstances, West Brom can help you obtain a mortgage to suit you.

Homeowner mortgages

You can borrow up to 90% of the cost of a new home with West Bromwich Building Society. They offered both fixed and variable rate mortgages. West Brom fixed rate mortgages give you fixed interest rate for the first 2-5 years of your mortgage depending on which specific deal you go for. Several of their variable rate mortgages offer discounted interest rates for the first two years of the mortgage term.

Many West Brom mortgages also offer cashback of between £500 and £1,000 when you sign up as an added incentive.

First Time Buyer mortgages

West Brom may be able to offer first time buyers up to 90% of the value of the property, meaning this is a great option for anyone looking for way on to the property ladder. They may also be able to offer a discount rate which could make your borrowing significantly cheaper or provide a fixed rate which can make your repayments more predictable.

Remortgaging with the West Brom

If you are not happy with your current monthly mortgage repayments or are considering increasing your borrowing then West Brom may be able to offer you a better interest rate or a larger mortgage.

It is possible to borrow anything up to 80% of the property’s market value in this way, which means you could be left with a lump sum at the end of your loan term. Alternatively you could look at spreading your mortgage over a longer period to bring down your monthly payments.

Loan to value ratio

The LTV or loan to value ratio on a mortgage product is one of the most important factors when lenders are considering you for a loan. It represents the maximum percentage of the property’s value which you will be able to borrow with your chosen mortgage.

A simple example of LTV is: if the max LTV is 70% and you are looking at a property worth £100,000, you will be able to borrow up to £70,000. It will then be up to you to fund the balance with your deposit.

Find the best deals on mortgage rates

Our free mortgage calculator is a great way to search the market for leading lenders to suit you. By providing some simple information such as your loan amount and repayment time, the calculator, which you can find at the top of the page, will be able to point you in the right direction. It is a fast and easy way to compare a whole range of leading mortgage products so you can choose a deal which offers you the best value.

Independent Mortgage Advice

Remortgaging is particularly popular at the moment as interest rates are low.

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Whether it will be a good idea for you to remortgage depends on a number of factors, including your goals and your personal circumstances.

However, in general, if interest rates are lower than you are currently paying on your mortgage, it may be a good time to remortgage.

If interest rate are higher than you are currently paying, it may be better to look at other options, such as a second mortgage or a personal loan (if you aim is to borrow more).

If you are not sure whether now is the right time to remortgage, it is a good idea to speak to an independent mortgage broker who will be able to offer impartial advice on West Brom mortgage products.

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

A-Z West Bromwich BS Mortgages

Latest news

Mortgage Rates Set To Fall - Is It A Good Time To Remortgage?

In response to the coronavirus outbreak in the UK, the Bank of England has dramatically cut their base rate from 0.75% to 0.1% which is considered to be an emergency measure to help support the economy through the financial disruption caused by the spread of the Covid-19 virus. How will this move impact your mortgage...

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